Property Atlas

County hazard profile

Okmulgee, OK

Oklahoma · pop. 36,515 · FIPS 40111

Relatively Low
FEMA risk rating · RATING
Ice Storm
dominant hazard
$23M
modeled expected annual loss/yr

Expected annual loss · all 3,232 U.S. counties

among the lowest nationally

national median $15M/yr Okmulgee $23M

A real dollar distribution: most counties sit far below a handful of high-exposure ones. A FEMA model of annual loss, not a record of disasters.

FEMA national percentile scores

FEMA/CDC score each county 0–100 against all others — the score is the national rank (RATING). Higher risk and vulnerability are worse; higher resilience is better.

FEMA risk indexRelatively Low 74.62/100
national median ~50 higher than 75% of counties
Social vulnerabilityVery High 82.09/100
national median ~50 higher than 82% of counties
Community resilienceRelatively Low 28.28/100
national median ~50 lower than most counties (28th percentile)

Recorded · NFIP flood claims RECORDED

Realized flood losses in Okmulgee

The National Flood Insurance Program has paid 110 flood-insurance claims totaling $3.8M in Okmulgee since 1985. The costliest year was 2013 ($1.0M paid).

Flood-insurance dollars paid by year of loss

1985: $74 paid 1986: $32,924 paid 1992: $164,865 paid 1995: $7,306 paid 1998: $73,136 paid 1999: $2,100 paid 2000: $1,225 paid 2001: $70,758 paid 2004: $4,295 paid 2007: $330,487 paid 2008: $145,611 paid 2009: $11,630 paid 2011: $87,637 paid 2013: $1,009,039 paid 2015: $318,101 paid 2016: $30,017 paid 2017: $9,884 paid 2019: $42,099 paid 2021: $699,002 paid 2022: $785,314 paid 2023: $3,509 paid 2024: $0 paid 2013 · $1.0M 1985 2024
$3.8M
total paid
$34,809
average claim
$210K
largest single claim
81%
in high-risk flood zones (A/V)

RECORDED — these are actual paid NFIP claims (a redacted census from OpenFEMA), not a model. They are the realized counterpart to the FEMA risk score above: one is what happened and got paid, the other is what a model predicts.

Scope: these are flood-insurance claims, so they undercount flooding where owners were uninsured — read this as "what NFIP paid here," not "every flood." County-level totals, not a per-property or per-address verdict. Verify a specific address and buy coverage at FloodSmart.gov; the underlying data is OpenFEMA NFIP Redacted Claims.

What these figures mean

  • RATING — the FEMA risk score, expected loss, social vulnerability, and resilience are FEMA/CDC models, not records of disasters that happened. The 0–100 scores are already national percentiles.
  • MEASURED — population is a recorded census figure.
  • COMPUTED — the county's rank within the dollar-loss distribution is our placement over the 3,232 counties.
  • CONTEXT — the note below is framing, not a measurement.

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What this is — and is not

This is FEMA/CDC modeled hazard exposure for Okmulgee, OK and where it ranks among U.S. counties. It is not a verdict on whether Okmulgee is a good or bad place to live — hazard exposure is not place quality, and a county can't opt out of its geography. It is not a per-property or per-address risk assessment, not a prediction of any specific disaster, and not insurance advice. For site-specific risk use a per-property assessment; for the underlying model see FEMA National Risk Index.