Property Atlas

County hazard profile

Mayes, OK

Oklahoma · pop. 38,989 · FIPS 40097

Relatively Low
FEMA risk rating · RATING
Ice Storm
dominant hazard
$26M
modeled expected annual loss/yr

Expected annual loss · all 3,232 U.S. counties

among the lowest nationally

national median $15M/yr Mayes $26M

A real dollar distribution: most counties sit far below a handful of high-exposure ones. A FEMA model of annual loss, not a record of disasters.

FEMA national percentile scores

FEMA/CDC score each county 0–100 against all others — the score is the national rank (RATING). Higher risk and vulnerability are worse; higher resilience is better.

FEMA risk indexRelatively Low 77.58/100
national median ~50 higher than 78% of counties
Social vulnerabilityVery High 83.24/100
national median ~50 higher than 83% of counties
Community resilienceRelatively Low 25.16/100
national median ~50 lower than most counties (25th percentile)

Recorded · NFIP flood claims RECORDED

Realized flood losses in Mayes

The National Flood Insurance Program has paid 122 flood-insurance claims totaling $3.3M in Mayes since 1985. The costliest year was 2009 ($1.3M paid).

Flood-insurance dollars paid by year of loss

1985: $39,969 paid 1986: $36,426 paid 1990: $41,414 paid 1992: $39,692 paid 1993: $4,101 paid 1995: $50,124 paid 1998: $28,823 paid 1999: $17,170 paid 2003: $2,804 paid 2007: $90,736 paid 2008: $30,386 paid 2009: $1,250,271 paid 2011: $36,469 paid 2015: $702,153 paid 2016: $27,015 paid 2017: $40,380 paid 2018: $0 paid 2019: $845,136 paid 2020: $0 paid 2022: $0 paid 2025: $7,223 paid 2009 · $1.3M 1985 2025
$3.3M
total paid
$26,970
average claim
$324K
largest single claim
70%
in high-risk flood zones (A/V)

RECORDED — these are actual paid NFIP claims (a redacted census from OpenFEMA), not a model. They are the realized counterpart to the FEMA risk score above: one is what happened and got paid, the other is what a model predicts.

Scope: these are flood-insurance claims, so they undercount flooding where owners were uninsured — read this as "what NFIP paid here," not "every flood." County-level totals, not a per-property or per-address verdict. Verify a specific address and buy coverage at FloodSmart.gov; the underlying data is OpenFEMA NFIP Redacted Claims.

What these figures mean

  • RATING — the FEMA risk score, expected loss, social vulnerability, and resilience are FEMA/CDC models, not records of disasters that happened. The 0–100 scores are already national percentiles.
  • MEASURED — population is a recorded census figure.
  • COMPUTED — the county's rank within the dollar-loss distribution is our placement over the 3,232 counties.
  • CONTEXT — the note below is framing, not a measurement.

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What this is — and is not

This is FEMA/CDC modeled hazard exposure for Mayes, OK and where it ranks among U.S. counties. It is not a verdict on whether Mayes is a good or bad place to live — hazard exposure is not place quality, and a county can't opt out of its geography. It is not a per-property or per-address risk assessment, not a prediction of any specific disaster, and not insurance advice. For site-specific risk use a per-property assessment; for the underlying model see FEMA National Risk Index.