Property Atlas

County hazard profile

Delaware, OK

Oklahoma · pop. 40,338 · FIPS 40041

Relatively Moderate
FEMA risk rating · RATING
Ice Storm
dominant hazard
$30M
modeled expected annual loss/yr

Expected annual loss · all 3,232 U.S. counties

among the lowest nationally

national median $15M/yr Delaware $30M

A real dollar distribution: most counties sit far below a handful of high-exposure ones. A FEMA model of annual loss, not a record of disasters.

FEMA national percentile scores

FEMA/CDC score each county 0–100 against all others — the score is the national rank (RATING). Higher risk and vulnerability are worse; higher resilience is better.

FEMA risk indexRelatively Moderate 82.67/100
national median ~50 higher than 83% of counties
Social vulnerabilityVery High 90.94/100
national median ~50 among the highest nationally
Community resilienceVery Low 5.82/100
national median ~50 among the lowest nationally

Recorded · NFIP flood claims RECORDED

Realized flood losses in Delaware

The National Flood Insurance Program has paid 115 flood-insurance claims totaling $1.7M in Delaware since 1987. The costliest year was 2019 ($726K paid).

Flood-insurance dollars paid by year of loss

1987: $5,000 paid 1990: $16,104 paid 1993: $2,439 paid 1995: $33,297 paid 1998: $10,102 paid 1999: $7,259 paid 2002: $0 paid 2004: $45,736 paid 2007: $30,539 paid 2008: $131,333 paid 2009: $31,548 paid 2011: $312,248 paid 2012: $0 paid 2013: $23,269 paid 2015: $153,525 paid 2017: $139,449 paid 2019: $726,032 paid 2025: $26,953 paid 2019 · $726K 1987 2025
$1.7M
total paid
$14,738
average claim
$131K
largest single claim
79%
in high-risk flood zones (A/V)

RECORDED — these are actual paid NFIP claims (a redacted census from OpenFEMA), not a model. They are the realized counterpart to the FEMA risk score above: one is what happened and got paid, the other is what a model predicts.

Scope: these are flood-insurance claims, so they undercount flooding where owners were uninsured — read this as "what NFIP paid here," not "every flood." County-level totals, not a per-property or per-address verdict. Verify a specific address and buy coverage at FloodSmart.gov; the underlying data is OpenFEMA NFIP Redacted Claims.

What these figures mean

  • RATING — the FEMA risk score, expected loss, social vulnerability, and resilience are FEMA/CDC models, not records of disasters that happened. The 0–100 scores are already national percentiles.
  • MEASURED — population is a recorded census figure.
  • COMPUTED — the county's rank within the dollar-loss distribution is our placement over the 3,232 counties.
  • CONTEXT — the note below is framing, not a measurement.

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What this is — and is not

This is FEMA/CDC modeled hazard exposure for Delaware, OK and where it ranks among U.S. counties. It is not a verdict on whether Delaware is a good or bad place to live — hazard exposure is not place quality, and a county can't opt out of its geography. It is not a per-property or per-address risk assessment, not a prediction of any specific disaster, and not insurance advice. For site-specific risk use a per-property assessment; for the underlying model see FEMA National Risk Index.