Property Atlas

County hazard profile

Custer, OK

Oklahoma · pop. 28,489 · FIPS 40039

Relatively Low
FEMA risk rating · RATING
Ice Storm
dominant hazard
$19M
modeled expected annual loss/yr

Expected annual loss · all 3,232 U.S. counties

among the lowest nationally

national median $15M/yr Custer $19M

A real dollar distribution: most counties sit far below a handful of high-exposure ones. A FEMA model of annual loss, not a record of disasters.

FEMA national percentile scores

FEMA/CDC score each county 0–100 against all others — the score is the national rank (RATING). Higher risk and vulnerability are worse; higher resilience is better.

FEMA risk indexRelatively Low 62.02/100
national median ~50 near the national middle (62nd percentile)
Social vulnerabilityRelatively High 62.31/100
national median ~50 near the national middle (62nd percentile)
Community resilienceRelatively Moderate 42.02/100
national median ~50 near the national middle (42nd percentile)

Recorded · NFIP flood claims RECORDED

Realized flood losses in Custer

The National Flood Insurance Program has paid 19 flood-insurance claims totaling $184K in Custer since 1982. The costliest year was 2013 ($56K paid).

Flood-insurance dollars paid by year of loss

1982: $439 paid 1983: $1,216 paid 1986: $1,851 paid 1987: $3,069 paid 1988: $3,085 paid 2000: $1,165 paid 2007: $12,292 paid 2008: $7,489 paid 2013: $56,081 paid 2018: $45,392 paid 2019: $52,005 paid 2013 · $56K 1982 2019
$184K
total paid
$9,689
average claim
$56K
largest single claim
37%
in high-risk flood zones (A/V)

RECORDED — these are actual paid NFIP claims (a redacted census from OpenFEMA), not a model. They are the realized counterpart to the FEMA risk score above: one is what happened and got paid, the other is what a model predicts.

Scope: these are flood-insurance claims, so they undercount flooding where owners were uninsured — read this as "what NFIP paid here," not "every flood." County-level totals, not a per-property or per-address verdict. Verify a specific address and buy coverage at FloodSmart.gov; the underlying data is OpenFEMA NFIP Redacted Claims.

What these figures mean

  • RATING — the FEMA risk score, expected loss, social vulnerability, and resilience are FEMA/CDC models, not records of disasters that happened. The 0–100 scores are already national percentiles.
  • MEASURED — population is a recorded census figure.
  • COMPUTED — the county's rank within the dollar-loss distribution is our placement over the 3,232 counties.
  • CONTEXT — the note below is framing, not a measurement.

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What this is — and is not

This is FEMA/CDC modeled hazard exposure for Custer, OK and where it ranks among U.S. counties. It is not a verdict on whether Custer is a good or bad place to live — hazard exposure is not place quality, and a county can't opt out of its geography. It is not a per-property or per-address risk assessment, not a prediction of any specific disaster, and not insurance advice. For site-specific risk use a per-property assessment; for the underlying model see FEMA National Risk Index.