Property Atlas

County hazard profile

Craig, OK

Oklahoma · pop. 14,048 · FIPS 40035

Relatively Low
FEMA risk rating · RATING
Ice Storm
dominant hazard
$12M
modeled expected annual loss/yr

Expected annual loss · all 3,232 U.S. counties

among the lowest nationally

national median $15M/yr Craig $12M

A real dollar distribution: most counties sit far below a handful of high-exposure ones. A FEMA model of annual loss, not a record of disasters.

FEMA national percentile scores

FEMA/CDC score each county 0–100 against all others — the score is the national rank (RATING). Higher risk and vulnerability are worse; higher resilience is better.

FEMA risk indexRelatively Low 55.5/100
national median ~50 near the national middle (56th percentile)
Social vulnerabilityVery High 88.49/100
national median ~50 higher than 88% of counties
Community resilienceRelatively Low 33.97/100
national median ~50 lower than most counties (34th percentile)

Recorded · NFIP flood claims RECORDED

Realized flood losses in Craig

The National Flood Insurance Program has paid 46 flood-insurance claims totaling $1.3M in Craig since 1986. The costliest year was 2019 ($616K paid).

Flood-insurance dollars paid by year of loss

1986: $0 paid 1992: $2,700 paid 1993: $2,454 paid 1994: $2,985 paid 1995: $7,836 paid 1999: $57,404 paid 2000: $10,365 paid 2008: $0 paid 2011: $554,794 paid 2014: $7,480 paid 2015: $20,874 paid 2017: $25,583 paid 2019: $615,520 paid 2020: $3,957 paid 2019 · $616K 1986 2020
$1.3M
total paid
$28,521
average claim
$181K
largest single claim
74%
in high-risk flood zones (A/V)

RECORDED — these are actual paid NFIP claims (a redacted census from OpenFEMA), not a model. They are the realized counterpart to the FEMA risk score above: one is what happened and got paid, the other is what a model predicts.

Scope: these are flood-insurance claims, so they undercount flooding where owners were uninsured — read this as "what NFIP paid here," not "every flood." County-level totals, not a per-property or per-address verdict. Verify a specific address and buy coverage at FloodSmart.gov; the underlying data is OpenFEMA NFIP Redacted Claims.

What these figures mean

  • RATING — the FEMA risk score, expected loss, social vulnerability, and resilience are FEMA/CDC models, not records of disasters that happened. The 0–100 scores are already national percentiles.
  • MEASURED — population is a recorded census figure.
  • COMPUTED — the county's rank within the dollar-loss distribution is our placement over the 3,232 counties.
  • CONTEXT — the note below is framing, not a measurement.

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What this is — and is not

This is FEMA/CDC modeled hazard exposure for Craig, OK and where it ranks among U.S. counties. It is not a verdict on whether Craig is a good or bad place to live — hazard exposure is not place quality, and a county can't opt out of its geography. It is not a per-property or per-address risk assessment, not a prediction of any specific disaster, and not insurance advice. For site-specific risk use a per-property assessment; for the underlying model see FEMA National Risk Index.