Property Atlas

County hazard profile

Comanche, OK

Oklahoma · pop. 120,665 · FIPS 40031

Relatively Moderate
FEMA risk rating · RATING
Strong Wind
dominant hazard
$51M
modeled expected annual loss/yr

Expected annual loss · all 3,232 U.S. counties

among the lowest nationally

national median $15M/yr Comanche $51M

A real dollar distribution: most counties sit far below a handful of high-exposure ones. A FEMA model of annual loss, not a record of disasters.

FEMA national percentile scores

FEMA/CDC score each county 0–100 against all others — the score is the national rank (RATING). Higher risk and vulnerability are worse; higher resilience is better.

FEMA risk indexRelatively Moderate 86.23/100
national median ~50 higher than 86% of counties
Social vulnerabilityRelatively Moderate 59.61/100
national median ~50 near the national middle (60th percentile)
Community resilienceRelatively Low 26.59/100
national median ~50 lower than most counties (27th percentile)

Recorded · NFIP flood claims RECORDED

Realized flood losses in Comanche

The National Flood Insurance Program has paid 835 flood-insurance claims totaling $23.4M in Comanche since 1978. The costliest year was 2015 ($8.1M paid).

Flood-insurance dollars paid by year of loss

1978: $173,000 paid 1979: $4,630 paid 1980: $0 paid 1981: $41,572 paid 1982: $158,724 paid 1983: $377,848 paid 1984: $245 paid 1985: $50,520 paid 1986: $12,424 paid 1987: $385,473 paid 1988: $26,243 paid 1989: $114,586 paid 1990: $0 paid 1991: $2,370 paid 1992: $162,067 paid 1993: $0 paid 1994: $4,711 paid 1995: $101,000 paid 1996: $351,593 paid 1997: $26,652 paid 1998: $0 paid 1999: $6,546 paid 2000: $234,102 paid 2001: $0 paid 2002: $404 paid 2004: $3,988 paid 2005: $0 paid 2006: $82,957 paid 2007: $2,003,907 paid 2008: $10,436 paid 2009: $79,684 paid 2010: $3,378 paid 2013: $754,274 paid 2014: $0 paid 2015: $8,137,942 paid 2016: $6,891,150 paid 2017: $37,785 paid 2018: $99,152 paid 2019: $141,852 paid 2020: $18,065 paid 2021: $1,058,742 paid 2022: $86,438 paid 2023: $0 paid 2025: $1,744,296 paid 2026: $10,879 paid 2015 · $8.1M 1978 2026
$23.4M
total paid
$28,024
average claim
$320K
largest single claim
71%
in high-risk flood zones (A/V)

RECORDED — these are actual paid NFIP claims (a redacted census from OpenFEMA), not a model. They are the realized counterpart to the FEMA risk score above: one is what happened and got paid, the other is what a model predicts.

Scope: these are flood-insurance claims, so they undercount flooding where owners were uninsured — read this as "what NFIP paid here," not "every flood." County-level totals, not a per-property or per-address verdict. Verify a specific address and buy coverage at FloodSmart.gov; the underlying data is OpenFEMA NFIP Redacted Claims.

What these figures mean

  • RATING — the FEMA risk score, expected loss, social vulnerability, and resilience are FEMA/CDC models, not records of disasters that happened. The 0–100 scores are already national percentiles.
  • MEASURED — population is a recorded census figure.
  • COMPUTED — the county's rank within the dollar-loss distribution is our placement over the 3,232 counties.
  • CONTEXT — the note below is framing, not a measurement.

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What this is — and is not

This is FEMA/CDC modeled hazard exposure for Comanche, OK and where it ranks among U.S. counties. It is not a verdict on whether Comanche is a good or bad place to live — hazard exposure is not place quality, and a county can't opt out of its geography. It is not a per-property or per-address risk assessment, not a prediction of any specific disaster, and not insurance advice. For site-specific risk use a per-property assessment; for the underlying model see FEMA National Risk Index.