Property Atlas

County hazard profile

Summit, OH

Ohio · pop. 540,333 · FIPS 39153

Relatively Moderate
FEMA risk rating · RATING
Hail
dominant hazard
$102M
modeled expected annual loss/yr

Expected annual loss · all 3,232 U.S. counties

lower than most counties (32nd percentile)

national median $15M/yr Summit $102M

A real dollar distribution: most counties sit far below a handful of high-exposure ones. A FEMA model of annual loss, not a record of disasters.

FEMA national percentile scores

FEMA/CDC score each county 0–100 against all others — the score is the national rank (RATING). Higher risk and vulnerability are worse; higher resilience is better.

FEMA risk indexRelatively Moderate 91.16/100
national median ~50 among the highest nationally
Social vulnerabilityRelatively Low 38.04/100
national median ~50 lower than most counties (38th percentile)
Community resilienceVery High 81.84/100
national median ~50 higher than 82% of counties

Recorded · NFIP flood claims RECORDED

Realized flood losses in Summit

The National Flood Insurance Program has paid 815 flood-insurance claims totaling $13.0M in Summit since 1978. The costliest year was 2013 ($4.4M paid).

Flood-insurance dollars paid by year of loss

1978: $3,405 paid 1979: $447,790 paid 1980: $16,154 paid 1981: $55,716 paid 1982: $12,096 paid 1983: $30,135 paid 1984: $2,916 paid 1985: $36,244 paid 1986: $0 paid 1987: $3,214 paid 1989: $0 paid 1990: $15,355 paid 1991: $2,432 paid 1992: $30,545 paid 1993: $0 paid 1994: $22,430 paid 1995: $7,712 paid 1996: $6,100 paid 1997: $485 paid 1998: $1,907 paid 1999: $3,073 paid 2000: $428 paid 2002: $0 paid 2003: $1,282,375 paid 2004: $1,204,074 paid 2005: $27,429 paid 2006: $89,947 paid 2007: $259,751 paid 2008: $94,140 paid 2009: $6,733 paid 2011: $1,472,789 paid 2012: $56,223 paid 2013: $4,387,576 paid 2014: $944,542 paid 2015: $13,728 paid 2016: $12,693 paid 2017: $17,379 paid 2018: $16,371 paid 2019: $542,316 paid 2020: $36,904 paid 2021: $14,201 paid 2022: $2,407 paid 2023: $0 paid 2024: $1,801,742 paid 2025: $2,490 paid 2026: $0 paid 2013 · $4.4M 1978 2026
$13.0M
total paid
$15,931
average claim
$1.0M
largest single claim
55%
in high-risk flood zones (A/V)

RECORDED — these are actual paid NFIP claims (a redacted census from OpenFEMA), not a model. They are the realized counterpart to the FEMA risk score above: one is what happened and got paid, the other is what a model predicts.

Scope: these are flood-insurance claims, so they undercount flooding where owners were uninsured — read this as "what NFIP paid here," not "every flood." County-level totals, not a per-property or per-address verdict. Verify a specific address and buy coverage at FloodSmart.gov; the underlying data is OpenFEMA NFIP Redacted Claims.

What these figures mean

  • RATING — the FEMA risk score, expected loss, social vulnerability, and resilience are FEMA/CDC models, not records of disasters that happened. The 0–100 scores are already national percentiles.
  • MEASURED — population is a recorded census figure.
  • COMPUTED — the county's rank within the dollar-loss distribution is our placement over the 3,232 counties.
  • CONTEXT — the note below is framing, not a measurement.

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What this is — and is not

This is FEMA/CDC modeled hazard exposure for Summit, OH and where it ranks among U.S. counties. It is not a verdict on whether Summit is a good or bad place to live — hazard exposure is not place quality, and a county can't opt out of its geography. It is not a per-property or per-address risk assessment, not a prediction of any specific disaster, and not insurance advice. For site-specific risk use a per-property assessment; for the underlying model see FEMA National Risk Index.