Property Atlas

County hazard profile

Stark, OH

Ohio · pop. 374,812 · FIPS 39151

Relatively Moderate
FEMA risk rating · RATING
Hail
dominant hazard
$77M
modeled expected annual loss/yr

Expected annual loss · all 3,232 U.S. counties

among the lowest nationally

national median $15M/yr Stark $77M

A real dollar distribution: most counties sit far below a handful of high-exposure ones. A FEMA model of annual loss, not a record of disasters.

FEMA national percentile scores

FEMA/CDC score each county 0–100 against all others — the score is the national rank (RATING). Higher risk and vulnerability are worse; higher resilience is better.

FEMA risk indexRelatively Moderate 87.95/100
national median ~50 higher than 88% of counties
Social vulnerabilityRelatively Low 29.99/100
national median ~50 lower than most counties (30th percentile)
Community resilienceVery High 85.97/100
national median ~50 higher than 86% of counties

Recorded · NFIP flood claims RECORDED

Realized flood losses in Stark

The National Flood Insurance Program has paid 454 flood-insurance claims totaling $8.3M in Stark since 1978. The costliest year was 2011 ($2.9M paid).

Flood-insurance dollars paid by year of loss

1978: $33,426 paid 1979: $159,473 paid 1980: $16,016 paid 1981: $13,671 paid 1982: $5,038 paid 1983: $48,722 paid 1984: $5,098 paid 1985: $6,207 paid 1989: $0 paid 1990: $43,666 paid 1991: $1,032 paid 1992: $0 paid 1993: $0 paid 1994: $118,573 paid 1996: $24,326 paid 1998: $0 paid 1999: $2,086 paid 2000: $3,210 paid 2003: $2,451,560 paid 2004: $153,895 paid 2005: $49,583 paid 2006: $18,382 paid 2007: $76,466 paid 2008: $60,423 paid 2010: $156,415 paid 2011: $2,850,478 paid 2013: $6,491 paid 2014: $1,048,285 paid 2015: $8,463 paid 2017: $57,266 paid 2018: $38,921 paid 2019: $178,101 paid 2020: $0 paid 2021: $140,222 paid 2022: $379,006 paid 2023: $21,192 paid 2024: $70,510 paid 2025: $46,752 paid 2026: $0 paid 2011 · $2.9M 1978 2026
$8.3M
total paid
$18,266
average claim
$765K
largest single claim
59%
in high-risk flood zones (A/V)

RECORDED — these are actual paid NFIP claims (a redacted census from OpenFEMA), not a model. They are the realized counterpart to the FEMA risk score above: one is what happened and got paid, the other is what a model predicts.

Scope: these are flood-insurance claims, so they undercount flooding where owners were uninsured — read this as "what NFIP paid here," not "every flood." County-level totals, not a per-property or per-address verdict. Verify a specific address and buy coverage at FloodSmart.gov; the underlying data is OpenFEMA NFIP Redacted Claims.

What these figures mean

  • RATING — the FEMA risk score, expected loss, social vulnerability, and resilience are FEMA/CDC models, not records of disasters that happened. The 0–100 scores are already national percentiles.
  • MEASURED — population is a recorded census figure.
  • COMPUTED — the county's rank within the dollar-loss distribution is our placement over the 3,232 counties.
  • CONTEXT — the note below is framing, not a measurement.

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What this is — and is not

This is FEMA/CDC modeled hazard exposure for Stark, OH and where it ranks among U.S. counties. It is not a verdict on whether Stark is a good or bad place to live — hazard exposure is not place quality, and a county can't opt out of its geography. It is not a per-property or per-address risk assessment, not a prediction of any specific disaster, and not insurance advice. For site-specific risk use a per-property assessment; for the underlying model see FEMA National Risk Index.