Property Atlas

County hazard profile

Scioto, OH

Ohio · pop. 73,911 · FIPS 39145

Relatively Low
FEMA risk rating · RATING
Heat Wave
dominant hazard
$27M
modeled expected annual loss/yr

Expected annual loss · all 3,232 U.S. counties

among the lowest nationally

national median $15M/yr Scioto $27M

A real dollar distribution: most counties sit far below a handful of high-exposure ones. A FEMA model of annual loss, not a record of disasters.

FEMA national percentile scores

FEMA/CDC score each county 0–100 against all others — the score is the national rank (RATING). Higher risk and vulnerability are worse; higher resilience is better.

FEMA risk indexRelatively Low 70.23/100
national median ~50 near the national middle (70th percentile)
Social vulnerabilityRelatively Moderate 49.46/100
national median ~50 near the national middle (49th percentile)
Community resilienceRelatively Moderate 55.09/100
national median ~50 near the national middle (55th percentile)

Recorded · NFIP flood claims RECORDED

Realized flood losses in Scioto

The National Flood Insurance Program has paid 318 flood-insurance claims totaling $2.7M in Scioto since 1978. The costliest year was 1997 ($1.2M paid).

Flood-insurance dollars paid by year of loss

1978: $18,094 paid 1979: $13,237 paid 1980: $3,097 paid 1981: $4,324 paid 1982: $2,903 paid 1983: $0 paid 1990: $747 paid 1991: $20,445 paid 1994: $0 paid 1995: $979 paid 1996: $9,444 paid 1997: $1,185,480 paid 1998: $914 paid 2000: $306,450 paid 2001: $91,567 paid 2002: $21,315 paid 2003: $78,627 paid 2004: $17,356 paid 2005: $50,676 paid 2006: $84,678 paid 2007: $0 paid 2008: $51,654 paid 2009: $79,162 paid 2010: $238,762 paid 2011: $116,958 paid 2013: $0 paid 2014: $23,046 paid 2015: $4,964 paid 2016: $20,828 paid 2018: $53,859 paid 2019: $0 paid 2021: $40,696 paid 2024: $64,967 paid 2025: $48,839 paid 1997 · $1.2M 1978 2025
$2.7M
total paid
$8,346
average claim
$85K
largest single claim
39%
in high-risk flood zones (A/V)

RECORDED — these are actual paid NFIP claims (a redacted census from OpenFEMA), not a model. They are the realized counterpart to the FEMA risk score above: one is what happened and got paid, the other is what a model predicts.

Scope: these are flood-insurance claims, so they undercount flooding where owners were uninsured — read this as "what NFIP paid here," not "every flood." County-level totals, not a per-property or per-address verdict. Verify a specific address and buy coverage at FloodSmart.gov; the underlying data is OpenFEMA NFIP Redacted Claims.

What these figures mean

  • RATING — the FEMA risk score, expected loss, social vulnerability, and resilience are FEMA/CDC models, not records of disasters that happened. The 0–100 scores are already national percentiles.
  • MEASURED — population is a recorded census figure.
  • COMPUTED — the county's rank within the dollar-loss distribution is our placement over the 3,232 counties.
  • CONTEXT — the note below is framing, not a measurement.

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What this is — and is not

This is FEMA/CDC modeled hazard exposure for Scioto, OH and where it ranks among U.S. counties. It is not a verdict on whether Scioto is a good or bad place to live — hazard exposure is not place quality, and a county can't opt out of its geography. It is not a per-property or per-address risk assessment, not a prediction of any specific disaster, and not insurance advice. For site-specific risk use a per-property assessment; for the underlying model see FEMA National Risk Index.