Property Atlas

County hazard profile

Sandusky, OH

Ohio · pop. 58,813 · FIPS 39143

Relatively Low
FEMA risk rating · RATING
Hail
dominant hazard
$20M
modeled expected annual loss/yr

Expected annual loss · all 3,232 U.S. counties

among the lowest nationally

national median $15M/yr Sandusky $20M

A real dollar distribution: most counties sit far below a handful of high-exposure ones. A FEMA model of annual loss, not a record of disasters.

FEMA national percentile scores

FEMA/CDC score each county 0–100 against all others — the score is the national rank (RATING). Higher risk and vulnerability are worse; higher resilience is better.

FEMA risk indexRelatively Low 56.74/100
national median ~50 near the national middle (57th percentile)
Social vulnerabilityRelatively Low 34.54/100
national median ~50 lower than most counties (35th percentile)
Community resilienceVery High 87.79/100
national median ~50 higher than 88% of counties

Recorded · NFIP flood claims RECORDED

Realized flood losses in Sandusky

The National Flood Insurance Program has paid 141 flood-insurance claims totaling $764K in Sandusky since 1978. The costliest year was 2008 ($111K paid).

Flood-insurance dollars paid by year of loss

1978: $1,057 paid 1979: $2,224 paid 1980: $7,649 paid 1981: $11,737 paid 1982: $30,521 paid 1984: $23,951 paid 1985: $10,499 paid 1986: $0 paid 1987: $2,210 paid 1990: $8,533 paid 1992: $6,583 paid 1994: $0 paid 1995: $0 paid 1997: $43,275 paid 1998: $52,069 paid 1999: $0 paid 2003: $4,533 paid 2005: $8,046 paid 2006: $44,521 paid 2007: $47,223 paid 2008: $111,171 paid 2009: $58,015 paid 2011: $13,923 paid 2012: $79,021 paid 2013: $53,954 paid 2015: $0 paid 2016: $0 paid 2017: $0 paid 2019: $40,023 paid 2022: $0 paid 2023: $103,091 paid 2026: $0 paid 2008 · $111K 1978 2026
$764K
total paid
$5,417
average claim
$100K
largest single claim
55%
in high-risk flood zones (A/V)

RECORDED — these are actual paid NFIP claims (a redacted census from OpenFEMA), not a model. They are the realized counterpart to the FEMA risk score above: one is what happened and got paid, the other is what a model predicts.

Scope: these are flood-insurance claims, so they undercount flooding where owners were uninsured — read this as "what NFIP paid here," not "every flood." County-level totals, not a per-property or per-address verdict. Verify a specific address and buy coverage at FloodSmart.gov; the underlying data is OpenFEMA NFIP Redacted Claims.

What these figures mean

  • RATING — the FEMA risk score, expected loss, social vulnerability, and resilience are FEMA/CDC models, not records of disasters that happened. The 0–100 scores are already national percentiles.
  • MEASURED — population is a recorded census figure.
  • COMPUTED — the county's rank within the dollar-loss distribution is our placement over the 3,232 counties.
  • CONTEXT — the note below is framing, not a measurement.

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What this is — and is not

This is FEMA/CDC modeled hazard exposure for Sandusky, OH and where it ranks among U.S. counties. It is not a verdict on whether Sandusky is a good or bad place to live — hazard exposure is not place quality, and a county can't opt out of its geography. It is not a per-property or per-address risk assessment, not a prediction of any specific disaster, and not insurance advice. For site-specific risk use a per-property assessment; for the underlying model see FEMA National Risk Index.