Property Atlas

County hazard profile

Marion, OH

Ohio · pop. 65,349 · FIPS 39101

Relatively Low
FEMA risk rating · RATING
Cold Wave
dominant hazard
$20M
modeled expected annual loss/yr

Expected annual loss · all 3,232 U.S. counties

among the lowest nationally

national median $15M/yr Marion $20M

A real dollar distribution: most counties sit far below a handful of high-exposure ones. A FEMA model of annual loss, not a record of disasters.

FEMA national percentile scores

FEMA/CDC score each county 0–100 against all others — the score is the national rank (RATING). Higher risk and vulnerability are worse; higher resilience is better.

FEMA risk indexRelatively Low 61.1/100
national median ~50 near the national middle (61st percentile)
Social vulnerabilityRelatively Moderate 56.36/100
national median ~50 near the national middle (56th percentile)
Community resilienceRelatively High 77.51/100
national median ~50 higher than 78% of counties

Recorded · NFIP flood claims RECORDED

Realized flood losses in Marion

The National Flood Insurance Program has paid 240 flood-insurance claims totaling $3.2M in Marion since 1978. The costliest year was 2011 ($1.3M paid).

Flood-insurance dollars paid by year of loss

1978: $1,468 paid 1979: $1,474 paid 1980: $4,775 paid 1987: $38,229 paid 1990: $7,548 paid 1991: $11,332 paid 1992: $1,690 paid 1995: $113,942 paid 1996: $2,013 paid 1998: $88,339 paid 1999: $8,192 paid 2003: $976 paid 2004: $0 paid 2005: $66,354 paid 2006: $4,935 paid 2008: $143,746 paid 2011: $1,302,345 paid 2013: $1,224,114 paid 2014: $0 paid 2015: $135,141 paid 2016: $0 paid 2017: $0 paid 2019: $18,146 paid 2020: $24,190 paid 2021: $0 paid 2024: $9,707 paid 2025: $4,314 paid 2011 · $1.3M 1978 2025
$3.2M
total paid
$13,387
average claim
$150K
largest single claim
82%
in high-risk flood zones (A/V)

RECORDED — these are actual paid NFIP claims (a redacted census from OpenFEMA), not a model. They are the realized counterpart to the FEMA risk score above: one is what happened and got paid, the other is what a model predicts.

Scope: these are flood-insurance claims, so they undercount flooding where owners were uninsured — read this as "what NFIP paid here," not "every flood." County-level totals, not a per-property or per-address verdict. Verify a specific address and buy coverage at FloodSmart.gov; the underlying data is OpenFEMA NFIP Redacted Claims.

What these figures mean

  • RATING — the FEMA risk score, expected loss, social vulnerability, and resilience are FEMA/CDC models, not records of disasters that happened. The 0–100 scores are already national percentiles.
  • MEASURED — population is a recorded census figure.
  • COMPUTED — the county's rank within the dollar-loss distribution is our placement over the 3,232 counties.
  • CONTEXT — the note below is framing, not a measurement.

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What this is — and is not

This is FEMA/CDC modeled hazard exposure for Marion, OH and where it ranks among U.S. counties. It is not a verdict on whether Marion is a good or bad place to live — hazard exposure is not place quality, and a county can't opt out of its geography. It is not a per-property or per-address risk assessment, not a prediction of any specific disaster, and not insurance advice. For site-specific risk use a per-property assessment; for the underlying model see FEMA National Risk Index.