Property Atlas

County hazard profile

Licking, OH

Ohio · pop. 178,382 · FIPS 39089

Relatively Low
FEMA risk rating · RATING
Hail
dominant hazard
$48M
modeled expected annual loss/yr

Expected annual loss · all 3,232 U.S. counties

among the lowest nationally

national median $15M/yr Licking $48M

A real dollar distribution: most counties sit far below a handful of high-exposure ones. A FEMA model of annual loss, not a record of disasters.

FEMA national percentile scores

FEMA/CDC score each county 0–100 against all others — the score is the national rank (RATING). Higher risk and vulnerability are worse; higher resilience is better.

FEMA risk indexRelatively Low 78.91/100
national median ~50 higher than 79% of counties
Social vulnerabilityVery Low 19.15/100
national median ~50 among the lowest nationally
Community resilienceVery High 83.94/100
national median ~50 higher than 84% of counties

Recorded · NFIP flood claims RECORDED

Realized flood losses in Licking

The National Flood Insurance Program has paid 388 flood-insurance claims totaling $4.4M in Licking since 1978. The costliest year was 2020 ($2.6M paid).

Flood-insurance dollars paid by year of loss

1978: $7,182 paid 1979: $215,992 paid 1980: $27,372 paid 1981: $4,243 paid 1982: $43,340 paid 1984: $0 paid 1985: $4,391 paid 1987: $29,520 paid 1988: $0 paid 1989: $14,232 paid 1990: $174,483 paid 1991: $0 paid 1992: $26,480 paid 1994: $47,680 paid 1995: $86,896 paid 1996: $20,302 paid 1997: $184,250 paid 1998: $15,176 paid 1999: $957 paid 2000: $14,912 paid 2001: $56,838 paid 2002: $12,365 paid 2003: $31,880 paid 2004: $83,365 paid 2005: $114,991 paid 2007: $0 paid 2008: $4,050 paid 2012: $209,169 paid 2014: $53,748 paid 2015: $9,946 paid 2017: $240,310 paid 2019: $14,563 paid 2020: $2,591,747 paid 2024: $51,387 paid 2020 · $2.6M 1978 2024
$4.4M
total paid
$11,319
average claim
$218K
largest single claim
64%
in high-risk flood zones (A/V)

RECORDED — these are actual paid NFIP claims (a redacted census from OpenFEMA), not a model. They are the realized counterpart to the FEMA risk score above: one is what happened and got paid, the other is what a model predicts.

Scope: these are flood-insurance claims, so they undercount flooding where owners were uninsured — read this as "what NFIP paid here," not "every flood." County-level totals, not a per-property or per-address verdict. Verify a specific address and buy coverage at FloodSmart.gov; the underlying data is OpenFEMA NFIP Redacted Claims.

What these figures mean

  • RATING — the FEMA risk score, expected loss, social vulnerability, and resilience are FEMA/CDC models, not records of disasters that happened. The 0–100 scores are already national percentiles.
  • MEASURED — population is a recorded census figure.
  • COMPUTED — the county's rank within the dollar-loss distribution is our placement over the 3,232 counties.
  • CONTEXT — the note below is framing, not a measurement.

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What this is — and is not

This is FEMA/CDC modeled hazard exposure for Licking, OH and where it ranks among U.S. counties. It is not a verdict on whether Licking is a good or bad place to live — hazard exposure is not place quality, and a county can't opt out of its geography. It is not a per-property or per-address risk assessment, not a prediction of any specific disaster, and not insurance advice. For site-specific risk use a per-property assessment; for the underlying model see FEMA National Risk Index.