Property Atlas

County hazard profile

Henry, OH

Ohio · pop. 27,662 · FIPS 39069

Very Low
FEMA risk rating · RATING
Hail
dominant hazard
$13M
modeled expected annual loss/yr

Expected annual loss · all 3,232 U.S. counties

among the lowest nationally

national median $15M/yr Henry $13M

A real dollar distribution: most counties sit far below a handful of high-exposure ones. A FEMA model of annual loss, not a record of disasters.

FEMA national percentile scores

FEMA/CDC score each county 0–100 against all others — the score is the national rank (RATING). Higher risk and vulnerability are worse; higher resilience is better.

FEMA risk indexVery Low 33.81/100
national median ~50 lower than most counties (34th percentile)
Social vulnerabilityVery Low 16.28/100
national median ~50 among the lowest nationally
Community resilienceVery High 90.17/100
national median ~50 among the highest nationally

Recorded · NFIP flood claims RECORDED

Realized flood losses in Henry

The National Flood Insurance Program has paid 163 flood-insurance claims totaling $1.3M in Henry since 1978. The costliest year was 2008 ($216K paid).

Flood-insurance dollars paid by year of loss

1978: $61,639 paid 1981: $7,807 paid 1982: $209,393 paid 1984: $0 paid 1985: $41,659 paid 1990: $19,151 paid 1991: $29,147 paid 1994: $2,484 paid 1997: $22,402 paid 1998: $5,454 paid 1999: $31,526 paid 2000: $208,797 paid 2001: $6,596 paid 2003: $54,791 paid 2005: $76,671 paid 2008: $216,327 paid 2009: $92,487 paid 2011: $35,806 paid 2014: $114,473 paid 2015: $109,603 paid 2017: $0 paid 2008 · $216K 1978 2017
$1.3M
total paid
$8,259
average claim
$123K
largest single claim
35%
in high-risk flood zones (A/V)

RECORDED — these are actual paid NFIP claims (a redacted census from OpenFEMA), not a model. They are the realized counterpart to the FEMA risk score above: one is what happened and got paid, the other is what a model predicts.

Scope: these are flood-insurance claims, so they undercount flooding where owners were uninsured — read this as "what NFIP paid here," not "every flood." County-level totals, not a per-property or per-address verdict. Verify a specific address and buy coverage at FloodSmart.gov; the underlying data is OpenFEMA NFIP Redacted Claims.

What these figures mean

  • RATING — the FEMA risk score, expected loss, social vulnerability, and resilience are FEMA/CDC models, not records of disasters that happened. The 0–100 scores are already national percentiles.
  • MEASURED — population is a recorded census figure.
  • COMPUTED — the county's rank within the dollar-loss distribution is our placement over the 3,232 counties.
  • CONTEXT — the note below is framing, not a measurement.

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What this is — and is not

This is FEMA/CDC modeled hazard exposure for Henry, OH and where it ranks among U.S. counties. It is not a verdict on whether Henry is a good or bad place to live — hazard exposure is not place quality, and a county can't opt out of its geography. It is not a per-property or per-address risk assessment, not a prediction of any specific disaster, and not insurance advice. For site-specific risk use a per-property assessment; for the underlying model see FEMA National Risk Index.