Property Atlas

County hazard profile

Gallia, OH

Ohio · pop. 29,179 · FIPS 39053

Relatively Low
FEMA risk rating · RATING
Landslide
dominant hazard
$12M
modeled expected annual loss/yr

Expected annual loss · all 3,232 U.S. counties

among the lowest nationally

national median $15M/yr Gallia $12M

A real dollar distribution: most counties sit far below a handful of high-exposure ones. A FEMA model of annual loss, not a record of disasters.

FEMA national percentile scores

FEMA/CDC score each county 0–100 against all others — the score is the national rank (RATING). Higher risk and vulnerability are worse; higher resilience is better.

FEMA risk indexRelatively Low 48.31/100
national median ~50 near the national middle (48th percentile)
Social vulnerabilityRelatively High 75.86/100
national median ~50 higher than 76% of counties
Community resilienceRelatively Low 36.01/100
national median ~50 lower than most counties (36th percentile)

Recorded · NFIP flood claims RECORDED

Realized flood losses in Gallia

The National Flood Insurance Program has paid 176 flood-insurance claims totaling $1.6M in Gallia since 1978. The costliest year was 1997 ($311K paid).

Flood-insurance dollars paid by year of loss

1978: $2,821 paid 1979: $192,560 paid 1980: $19,997 paid 1981: $2,343 paid 1989: $5,316 paid 1990: $0 paid 1992: $0 paid 1994: $21,697 paid 1995: $0 paid 1996: $30,357 paid 1997: $311,222 paid 1998: $122,306 paid 2000: $107,683 paid 2001: $27,087 paid 2002: $13,749 paid 2003: $61,030 paid 2004: $102,357 paid 2005: $16,726 paid 2008: $13,827 paid 2009: $1,432 paid 2010: $36,821 paid 2011: $9,269 paid 2012: $70,289 paid 2014: $133,858 paid 2015: $267,396 paid 2018: $20,574 paid 2019: $0 paid 2023: $8,335 paid 2024: $27,481 paid 2025: $7,717 paid 1997 · $311K 1978 2025
$1.6M
total paid
$9,286
average claim
$74K
largest single claim
40%
in high-risk flood zones (A/V)

RECORDED — these are actual paid NFIP claims (a redacted census from OpenFEMA), not a model. They are the realized counterpart to the FEMA risk score above: one is what happened and got paid, the other is what a model predicts.

Scope: these are flood-insurance claims, so they undercount flooding where owners were uninsured — read this as "what NFIP paid here," not "every flood." County-level totals, not a per-property or per-address verdict. Verify a specific address and buy coverage at FloodSmart.gov; the underlying data is OpenFEMA NFIP Redacted Claims.

What these figures mean

  • RATING — the FEMA risk score, expected loss, social vulnerability, and resilience are FEMA/CDC models, not records of disasters that happened. The 0–100 scores are already national percentiles.
  • MEASURED — population is a recorded census figure.
  • COMPUTED — the county's rank within the dollar-loss distribution is our placement over the 3,232 counties.
  • CONTEXT — the note below is framing, not a measurement.

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What this is — and is not

This is FEMA/CDC modeled hazard exposure for Gallia, OH and where it ranks among U.S. counties. It is not a verdict on whether Gallia is a good or bad place to live — hazard exposure is not place quality, and a county can't opt out of its geography. It is not a per-property or per-address risk assessment, not a prediction of any specific disaster, and not insurance advice. For site-specific risk use a per-property assessment; for the underlying model see FEMA National Risk Index.