Property Atlas

County hazard profile

Fairfield, OH

Ohio · pop. 158,878 · FIPS 39045

Relatively Low
FEMA risk rating · RATING
Ice Storm
dominant hazard
$39M
modeled expected annual loss/yr

Expected annual loss · all 3,232 U.S. counties

among the lowest nationally

national median $15M/yr Fairfield $39M

A real dollar distribution: most counties sit far below a handful of high-exposure ones. A FEMA model of annual loss, not a record of disasters.

FEMA national percentile scores

FEMA/CDC score each county 0–100 against all others — the score is the national rank (RATING). Higher risk and vulnerability are worse; higher resilience is better.

FEMA risk indexRelatively Low 72.61/100
national median ~50 near the national middle (73rd percentile)
Social vulnerabilityVery Low 16.03/100
national median ~50 among the lowest nationally
Community resilienceVery High 86.51/100
national median ~50 higher than 87% of counties

Recorded · NFIP flood claims RECORDED

Realized flood losses in Fairfield

The National Flood Insurance Program has paid 299 flood-insurance claims totaling $2.8M in Fairfield since 1979. The costliest year was 2008 ($1.2M paid).

Flood-insurance dollars paid by year of loss

1979: $1,633 paid 1980: $2,089 paid 1981: $66,225 paid 1982: $16,203 paid 1983: $0 paid 1984: $1,184 paid 1985: $12,790 paid 1986: $1,300 paid 1989: $0 paid 1990: $28,437 paid 1991: $0 paid 1992: $27,956 paid 1993: $257 paid 1994: $0 paid 1995: $0 paid 1996: $69,409 paid 1997: $46,267 paid 1998: $0 paid 1999: $14,195 paid 2000: $0 paid 2001: $0 paid 2002: $0 paid 2004: $96,349 paid 2005: $49,217 paid 2006: $8,598 paid 2007: $1,188 paid 2008: $1,205,534 paid 2009: $23,735 paid 2011: $39,611 paid 2012: $21,026 paid 2013: $102,893 paid 2014: $11,948 paid 2015: $2,197 paid 2016: $0 paid 2017: $159,269 paid 2018: $316,662 paid 2019: $11 paid 2020: $384,569 paid 2021: $0 paid 2022: $0 paid 2024: $55,446 paid 2025: $72,638 paid 2008 · $1.2M 1979 2025
$2.8M
total paid
$9,494
average claim
$588K
largest single claim
79%
in high-risk flood zones (A/V)

RECORDED — these are actual paid NFIP claims (a redacted census from OpenFEMA), not a model. They are the realized counterpart to the FEMA risk score above: one is what happened and got paid, the other is what a model predicts.

Scope: these are flood-insurance claims, so they undercount flooding where owners were uninsured — read this as "what NFIP paid here," not "every flood." County-level totals, not a per-property or per-address verdict. Verify a specific address and buy coverage at FloodSmart.gov; the underlying data is OpenFEMA NFIP Redacted Claims.

What these figures mean

  • RATING — the FEMA risk score, expected loss, social vulnerability, and resilience are FEMA/CDC models, not records of disasters that happened. The 0–100 scores are already national percentiles.
  • MEASURED — population is a recorded census figure.
  • COMPUTED — the county's rank within the dollar-loss distribution is our placement over the 3,232 counties.
  • CONTEXT — the note below is framing, not a measurement.

Also available: structured data (JSON-LD) · plain text

What this is — and is not

This is FEMA/CDC modeled hazard exposure for Fairfield, OH and where it ranks among U.S. counties. It is not a verdict on whether Fairfield is a good or bad place to live — hazard exposure is not place quality, and a county can't opt out of its geography. It is not a per-property or per-address risk assessment, not a prediction of any specific disaster, and not insurance advice. For site-specific risk use a per-property assessment; for the underlying model see FEMA National Risk Index.