Property Atlas

County hazard profile

Erie, OH

Ohio · pop. 75,596 · FIPS 39043

Relatively Low
FEMA risk rating · RATING
Winter Weather
dominant hazard
$21M
modeled expected annual loss/yr

Expected annual loss · all 3,232 U.S. counties

among the lowest nationally

national median $15M/yr Erie $21M

A real dollar distribution: most counties sit far below a handful of high-exposure ones. A FEMA model of annual loss, not a record of disasters.

FEMA national percentile scores

FEMA/CDC score each county 0–100 against all others — the score is the national rank (RATING). Higher risk and vulnerability are worse; higher resilience is better.

FEMA risk indexRelatively Low 61.35/100
national median ~50 near the national middle (61st percentile)
Social vulnerabilityRelatively Moderate 49.97/100
national median ~50 near the national middle (50th percentile)
Community resilienceVery High 99.24/100
national median ~50 among the highest nationally

Recorded · NFIP flood claims RECORDED

Realized flood losses in Erie

The National Flood Insurance Program has paid 1,103 flood-insurance claims totaling $8.3M in Erie since 1978. The costliest year was 1985 ($2.6M paid).

Flood-insurance dollars paid by year of loss

1978: $34,256 paid 1979: $68,842 paid 1980: $32,525 paid 1981: $4,353 paid 1982: $824,438 paid 1983: $6,360 paid 1984: $97,199 paid 1985: $2,643,466 paid 1986: $5,008 paid 1987: $299,920 paid 1988: $0 paid 1989: $500 paid 1990: $550 paid 1991: $2,841 paid 1992: $0 paid 1993: $0 paid 1994: $288,384 paid 1995: $44,148 paid 1996: $312,328 paid 1997: $60,748 paid 1998: $696,803 paid 1999: $9,033 paid 2000: $28,730 paid 2001: $0 paid 2002: $1,367 paid 2005: $46,836 paid 2006: $891,460 paid 2007: $15,867 paid 2008: $2,194 paid 2009: $6,849 paid 2010: $7,638 paid 2011: $228,767 paid 2012: $5,816 paid 2013: $71,101 paid 2014: $154,679 paid 2015: $122,467 paid 2017: $732 paid 2018: $407,761 paid 2019: $225,681 paid 2020: $54,721 paid 2021: $261,865 paid 2022: $937 paid 2023: $364,429 paid 1985 · $2.6M 1978 2023
$8.3M
total paid
$7,554
average claim
$223K
largest single claim
80%
in high-risk flood zones (A/V)

RECORDED — these are actual paid NFIP claims (a redacted census from OpenFEMA), not a model. They are the realized counterpart to the FEMA risk score above: one is what happened and got paid, the other is what a model predicts.

Scope: these are flood-insurance claims, so they undercount flooding where owners were uninsured — read this as "what NFIP paid here," not "every flood." County-level totals, not a per-property or per-address verdict. Verify a specific address and buy coverage at FloodSmart.gov; the underlying data is OpenFEMA NFIP Redacted Claims.

What these figures mean

  • RATING — the FEMA risk score, expected loss, social vulnerability, and resilience are FEMA/CDC models, not records of disasters that happened. The 0–100 scores are already national percentiles.
  • MEASURED — population is a recorded census figure.
  • COMPUTED — the county's rank within the dollar-loss distribution is our placement over the 3,232 counties.
  • CONTEXT — the note below is framing, not a measurement.

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What this is — and is not

This is FEMA/CDC modeled hazard exposure for Erie, OH and where it ranks among U.S. counties. It is not a verdict on whether Erie is a good or bad place to live — hazard exposure is not place quality, and a county can't opt out of its geography. It is not a per-property or per-address risk assessment, not a prediction of any specific disaster, and not insurance advice. For site-specific risk use a per-property assessment; for the underlying model see FEMA National Risk Index.