Property Atlas

County hazard profile

Delaware, OH

Ohio · pop. 213,208 · FIPS 39041

Relatively Low
FEMA risk rating · RATING
Hail
dominant hazard
$69M
modeled expected annual loss/yr

Expected annual loss · all 3,232 U.S. counties

among the lowest nationally

national median $15M/yr Delaware $69M

A real dollar distribution: most counties sit far below a handful of high-exposure ones. A FEMA model of annual loss, not a record of disasters.

FEMA national percentile scores

FEMA/CDC score each county 0–100 against all others — the score is the national rank (RATING). Higher risk and vulnerability are worse; higher resilience is better.

FEMA risk indexRelatively Low 78.75/100
national median ~50 higher than 79% of counties
Social vulnerabilityVery Low 10.62/100
national median ~50 among the lowest nationally
Community resilienceVery High 95.87/100
national median ~50 among the highest nationally

Recorded · NFIP flood claims RECORDED

Realized flood losses in Delaware

The National Flood Insurance Program has paid 101 flood-insurance claims totaling $995K in Delaware since 1978. The costliest year was 2005 ($326K paid).

Flood-insurance dollars paid by year of loss

1978: $998 paid 1979: $3,399 paid 1980: $36,261 paid 1981: $962 paid 1987: $34,366 paid 1989: $0 paid 1990: $65,222 paid 1991: $8,479 paid 1995: $0 paid 1997: $45,610 paid 1998: $0 paid 2000: $0 paid 2002: $1,047 paid 2003: $0 paid 2004: $23,113 paid 2005: $326,311 paid 2007: $15,193 paid 2008: $17,910 paid 2009: $0 paid 2011: $16,700 paid 2012: $0 paid 2013: $48,866 paid 2014: $447 paid 2015: $51,796 paid 2016: $60,426 paid 2017: $18,381 paid 2019: $17,485 paid 2020: $198,806 paid 2021: $3,461 paid 2023: $0 paid 2025: $0 paid 2005 · $326K 1978 2025
$995K
total paid
$9,854
average claim
$105K
largest single claim
52%
in high-risk flood zones (A/V)

RECORDED — these are actual paid NFIP claims (a redacted census from OpenFEMA), not a model. They are the realized counterpart to the FEMA risk score above: one is what happened and got paid, the other is what a model predicts.

Scope: these are flood-insurance claims, so they undercount flooding where owners were uninsured — read this as "what NFIP paid here," not "every flood." County-level totals, not a per-property or per-address verdict. Verify a specific address and buy coverage at FloodSmart.gov; the underlying data is OpenFEMA NFIP Redacted Claims.

What these figures mean

  • RATING — the FEMA risk score, expected loss, social vulnerability, and resilience are FEMA/CDC models, not records of disasters that happened. The 0–100 scores are already national percentiles.
  • MEASURED — population is a recorded census figure.
  • COMPUTED — the county's rank within the dollar-loss distribution is our placement over the 3,232 counties.
  • CONTEXT — the note below is framing, not a measurement.

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What this is — and is not

This is FEMA/CDC modeled hazard exposure for Delaware, OH and where it ranks among U.S. counties. It is not a verdict on whether Delaware is a good or bad place to live — hazard exposure is not place quality, and a county can't opt out of its geography. It is not a per-property or per-address risk assessment, not a prediction of any specific disaster, and not insurance advice. For site-specific risk use a per-property assessment; for the underlying model see FEMA National Risk Index.