Property Atlas

County hazard profile

Butler, OH

Ohio · pop. 390,244 · FIPS 39017

Relatively Moderate
FEMA risk rating · RATING
Tornado
dominant hazard
$120M
modeled expected annual loss/yr

Expected annual loss · all 3,232 U.S. counties

lower than most counties (37th percentile)

national median $15M/yr Butler $120M

A real dollar distribution: most counties sit far below a handful of high-exposure ones. A FEMA model of annual loss, not a record of disasters.

FEMA national percentile scores

FEMA/CDC score each county 0–100 against all others — the score is the national rank (RATING). Higher risk and vulnerability are worse; higher resilience is better.

FEMA risk indexRelatively Moderate 91.48/100
national median ~50 among the highest nationally
Social vulnerabilityRelatively Low 22.42/100
national median ~50 among the lowest nationally
Community resilienceRelatively High 74.05/100
national median ~50 near the national middle (74th percentile)

Recorded · NFIP flood claims RECORDED

Realized flood losses in Butler

The National Flood Insurance Program has paid 474 flood-insurance claims totaling $4.6M in Butler since 1978. The costliest year was 2003 ($1.3M paid).

Flood-insurance dollars paid by year of loss

1978: $231 paid 1979: $269,065 paid 1980: $47,771 paid 1981: $0 paid 1982: $7,134 paid 1983: $2,550 paid 1986: $0 paid 1989: $15,002 paid 1990: $23,765 paid 1992: $79,940 paid 1995: $34,425 paid 1996: $39,744 paid 1997: $6,218 paid 1998: $392,262 paid 2001: $868,341 paid 2003: $1,270,209 paid 2004: $101,649 paid 2005: $33,683 paid 2006: $3,419 paid 2007: $15,012 paid 2008: $90,577 paid 2009: $7,237 paid 2010: $0 paid 2011: $10,017 paid 2012: $56,002 paid 2013: $0 paid 2014: $3,021 paid 2015: $4,502 paid 2016: $44,514 paid 2017: $218,095 paid 2018: $76,488 paid 2019: $4,477 paid 2020: $426,346 paid 2021: $16,165 paid 2022: $62,248 paid 2023: $10,221 paid 2025: $0 paid 2026: $342,176 paid 2003 · $1.3M 1978 2026
$4.6M
total paid
$9,668
average claim
$500K
largest single claim
55%
in high-risk flood zones (A/V)

RECORDED — these are actual paid NFIP claims (a redacted census from OpenFEMA), not a model. They are the realized counterpart to the FEMA risk score above: one is what happened and got paid, the other is what a model predicts.

Scope: these are flood-insurance claims, so they undercount flooding where owners were uninsured — read this as "what NFIP paid here," not "every flood." County-level totals, not a per-property or per-address verdict. Verify a specific address and buy coverage at FloodSmart.gov; the underlying data is OpenFEMA NFIP Redacted Claims.

What these figures mean

  • RATING — the FEMA risk score, expected loss, social vulnerability, and resilience are FEMA/CDC models, not records of disasters that happened. The 0–100 scores are already national percentiles.
  • MEASURED — population is a recorded census figure.
  • COMPUTED — the county's rank within the dollar-loss distribution is our placement over the 3,232 counties.
  • CONTEXT — the note below is framing, not a measurement.

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What this is — and is not

This is FEMA/CDC modeled hazard exposure for Butler, OH and where it ranks among U.S. counties. It is not a verdict on whether Butler is a good or bad place to live — hazard exposure is not place quality, and a county can't opt out of its geography. It is not a per-property or per-address risk assessment, not a prediction of any specific disaster, and not insurance advice. For site-specific risk use a per-property assessment; for the underlying model see FEMA National Risk Index.