Property Atlas

County hazard profile

Ashtabula, OH

Ohio · pop. 97,518 · FIPS 39007

Relatively Low
FEMA risk rating · RATING
Winter Weather
dominant hazard
$19M
modeled expected annual loss/yr

Expected annual loss · all 3,232 U.S. counties

among the lowest nationally

national median $15M/yr Ashtabula $19M

A real dollar distribution: most counties sit far below a handful of high-exposure ones. A FEMA model of annual loss, not a record of disasters.

FEMA national percentile scores

FEMA/CDC score each county 0–100 against all others — the score is the national rank (RATING). Higher risk and vulnerability are worse; higher resilience is better.

FEMA risk indexRelatively Low 62.6/100
national median ~50 near the national middle (63rd percentile)
Social vulnerabilityRelatively High 63.71/100
national median ~50 near the national middle (64th percentile)
Community resilienceVery High 88.74/100
national median ~50 higher than 89% of counties

Recorded · NFIP flood claims RECORDED

Realized flood losses in Ashtabula

The National Flood Insurance Program has paid 146 flood-insurance claims totaling $2.0M in Ashtabula since 1978. The costliest year was 2006 ($879K paid).

Flood-insurance dollars paid by year of loss

1978: $1,147 paid 1979: $10,315 paid 1980: $8,806 paid 1981: $24,864 paid 1982: $0 paid 1984: $0 paid 1985: $10,251 paid 1986: $0 paid 1987: $2,596 paid 1988: $39,747 paid 1989: $72,051 paid 1990: $47,318 paid 1991: $0 paid 1992: $0 paid 1994: $153,570 paid 1996: $23,083 paid 1997: $37,186 paid 1998: $0 paid 2001: $0 paid 2002: $5,885 paid 2003: $54,446 paid 2004: $75,092 paid 2006: $879,467 paid 2008: $172,448 paid 2009: $7,269 paid 2011: $56,225 paid 2012: $4,736 paid 2013: $20,418 paid 2015: $8,608 paid 2018: $134,092 paid 2020: $0 paid 2021: $49,129 paid 2022: $6,258 paid 2024: $16,873 paid 2025: $68,363 paid 2006 · $879K 1978 2025
$2.0M
total paid
$13,632
average claim
$235K
largest single claim
42%
in high-risk flood zones (A/V)

RECORDED — these are actual paid NFIP claims (a redacted census from OpenFEMA), not a model. They are the realized counterpart to the FEMA risk score above: one is what happened and got paid, the other is what a model predicts.

Scope: these are flood-insurance claims, so they undercount flooding where owners were uninsured — read this as "what NFIP paid here," not "every flood." County-level totals, not a per-property or per-address verdict. Verify a specific address and buy coverage at FloodSmart.gov; the underlying data is OpenFEMA NFIP Redacted Claims.

What these figures mean

  • RATING — the FEMA risk score, expected loss, social vulnerability, and resilience are FEMA/CDC models, not records of disasters that happened. The 0–100 scores are already national percentiles.
  • MEASURED — population is a recorded census figure.
  • COMPUTED — the county's rank within the dollar-loss distribution is our placement over the 3,232 counties.
  • CONTEXT — the note below is framing, not a measurement.

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What this is — and is not

This is FEMA/CDC modeled hazard exposure for Ashtabula, OH and where it ranks among U.S. counties. It is not a verdict on whether Ashtabula is a good or bad place to live — hazard exposure is not place quality, and a county can't opt out of its geography. It is not a per-property or per-address risk assessment, not a prediction of any specific disaster, and not insurance advice. For site-specific risk use a per-property assessment; for the underlying model see FEMA National Risk Index.