Property Atlas

County hazard profile

Washington, NC

North Carolina · pop. 11,003 · FIPS 37187

Relatively Low
FEMA risk rating · RATING
Hurricane
dominant hazard
$14M
modeled expected annual loss/yr

Expected annual loss · all 3,232 U.S. counties

among the lowest nationally

national median $15M/yr Washington $14M

A real dollar distribution: most counties sit far below a handful of high-exposure ones. A FEMA model of annual loss, not a record of disasters.

FEMA national percentile scores

FEMA/CDC score each county 0–100 against all others — the score is the national rank (RATING). Higher risk and vulnerability are worse; higher resilience is better.

FEMA risk indexRelatively Low 59.64/100
national median ~50 near the national middle (60th percentile)
Social vulnerabilityVery High 93.96/100
national median ~50 among the highest nationally
Community resilienceRelatively Moderate 48.92/100
national median ~50 near the national middle (49th percentile)

Recorded · NFIP flood claims RECORDED

Realized flood losses in Washington

The National Flood Insurance Program has paid 156 flood-insurance claims totaling $2.8M in Washington since 1993. The costliest year was 2016 ($1.0M paid).

Flood-insurance dollars paid by year of loss

1993: $964 paid 1996: $17,211 paid 1998: $9,606 paid 1999: $51,196 paid 2000: $0 paid 2002: $0 paid 2003: $799,129 paid 2004: $30,000 paid 2005: $6,388 paid 2009: $1,910 paid 2010: $239,991 paid 2011: $509,047 paid 2012: $0 paid 2014: $8,270 paid 2016: $1,028,043 paid 2018: $4,124 paid 2019: $35,762 paid 2022: $10,017 paid 2023: $19,765 paid 2016 · $1.0M 1993 2023
$2.8M
total paid
$17,766
average claim
$410K
largest single claim
81%
in high-risk flood zones (A/V)

RECORDED — these are actual paid NFIP claims (a redacted census from OpenFEMA), not a model. They are the realized counterpart to the FEMA risk score above: one is what happened and got paid, the other is what a model predicts.

Scope: these are flood-insurance claims, so they undercount flooding where owners were uninsured — read this as "what NFIP paid here," not "every flood." County-level totals, not a per-property or per-address verdict. Verify a specific address and buy coverage at FloodSmart.gov; the underlying data is OpenFEMA NFIP Redacted Claims.

What these figures mean

  • RATING — the FEMA risk score, expected loss, social vulnerability, and resilience are FEMA/CDC models, not records of disasters that happened. The 0–100 scores are already national percentiles.
  • MEASURED — population is a recorded census figure.
  • COMPUTED — the county's rank within the dollar-loss distribution is our placement over the 3,232 counties.
  • CONTEXT — the note below is framing, not a measurement.

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What this is — and is not

This is FEMA/CDC modeled hazard exposure for Washington, NC and where it ranks among U.S. counties. It is not a verdict on whether Washington is a good or bad place to live — hazard exposure is not place quality, and a county can't opt out of its geography. It is not a per-property or per-address risk assessment, not a prediction of any specific disaster, and not insurance advice. For site-specific risk use a per-property assessment; for the underlying model see FEMA National Risk Index.