Property Atlas

County hazard profile

Rockingham, NC

North Carolina · pop. 91,080 · FIPS 37157

Relatively Low
FEMA risk rating · RATING
Riverine Flooding
dominant hazard
$25M
modeled expected annual loss/yr

Expected annual loss · all 3,232 U.S. counties

among the lowest nationally

national median $15M/yr Rockingham $25M

A real dollar distribution: most counties sit far below a handful of high-exposure ones. A FEMA model of annual loss, not a record of disasters.

FEMA national percentile scores

FEMA/CDC score each county 0–100 against all others — the score is the national rank (RATING). Higher risk and vulnerability are worse; higher resilience is better.

FEMA risk indexRelatively Low 71.88/100
national median ~50 near the national middle (72nd percentile)
Social vulnerabilityRelatively High 63.8/100
national median ~50 near the national middle (64th percentile)
Community resilienceRelatively Low 31.39/100
national median ~50 lower than most counties (31st percentile)

Recorded · NFIP flood claims RECORDED

Realized flood losses in Rockingham

The National Flood Insurance Program has paid 108 flood-insurance claims totaling $725K in Rockingham since 1979. The costliest year was 1979 ($116K paid).

Flood-insurance dollars paid by year of loss

1979: $115,981 paid 1980: $4,164 paid 1983: $4,444 paid 1985: $5,196 paid 1987: $115,497 paid 1989: $1,280 paid 1990: $16,315 paid 1994: $0 paid 1995: $36,091 paid 1996: $66,364 paid 1999: $0 paid 2000: $1,115 paid 2003: $54,312 paid 2004: $49,057 paid 2009: $19,325 paid 2010: $4,987 paid 2013: $0 paid 2015: $0 paid 2016: $0 paid 2017: $4,303 paid 2018: $102,094 paid 2020: $76,692 paid 2024: $39,640 paid 2025: $8,494 paid 1979 · $116K 1979 2025
$725K
total paid
$6,716
average claim
$44K
largest single claim
32%
in high-risk flood zones (A/V)

RECORDED — these are actual paid NFIP claims (a redacted census from OpenFEMA), not a model. They are the realized counterpart to the FEMA risk score above: one is what happened and got paid, the other is what a model predicts.

Scope: these are flood-insurance claims, so they undercount flooding where owners were uninsured — read this as "what NFIP paid here," not "every flood." County-level totals, not a per-property or per-address verdict. Verify a specific address and buy coverage at FloodSmart.gov; the underlying data is OpenFEMA NFIP Redacted Claims.

What these figures mean

  • RATING — the FEMA risk score, expected loss, social vulnerability, and resilience are FEMA/CDC models, not records of disasters that happened. The 0–100 scores are already national percentiles.
  • MEASURED — population is a recorded census figure.
  • COMPUTED — the county's rank within the dollar-loss distribution is our placement over the 3,232 counties.
  • CONTEXT — the note below is framing, not a measurement.

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What this is — and is not

This is FEMA/CDC modeled hazard exposure for Rockingham, NC and where it ranks among U.S. counties. It is not a verdict on whether Rockingham is a good or bad place to live — hazard exposure is not place quality, and a county can't opt out of its geography. It is not a per-property or per-address risk assessment, not a prediction of any specific disaster, and not insurance advice. For site-specific risk use a per-property assessment; for the underlying model see FEMA National Risk Index.