Property Atlas

County hazard profile

Randolph, NC

North Carolina · pop. 144,115 · FIPS 37151

Relatively Low
FEMA risk rating · RATING
Ice Storm
dominant hazard
$39M
modeled expected annual loss/yr

Expected annual loss · all 3,232 U.S. counties

among the lowest nationally

national median $15M/yr Randolph $39M

A real dollar distribution: most counties sit far below a handful of high-exposure ones. A FEMA model of annual loss, not a record of disasters.

FEMA national percentile scores

FEMA/CDC score each county 0–100 against all others — the score is the national rank (RATING). Higher risk and vulnerability are worse; higher resilience is better.

FEMA risk indexRelatively Low 80.63/100
national median ~50 higher than 81% of counties
Social vulnerabilityRelatively Moderate 49.87/100
national median ~50 near the national middle (50th percentile)
Community resilienceRelatively Low 21.79/100
national median ~50 among the lowest nationally

Recorded · NFIP flood claims RECORDED

Realized flood losses in Randolph

The National Flood Insurance Program has paid 65 flood-insurance claims totaling $395K in Randolph since 1979. The costliest year was 2018 ($112K paid).

Flood-insurance dollars paid by year of loss

1979: $0 paid 1981: $7,180 paid 1982: $1,313 paid 1983: $826 paid 1987: $7,261 paid 1990: $1,454 paid 1991: $4,860 paid 1993: $0 paid 1995: $0 paid 1996: $21,493 paid 1998: $5,211 paid 2003: $20,600 paid 2004: $7,473 paid 2005: $9,733 paid 2006: $35,567 paid 2008: $23,419 paid 2009: $8,835 paid 2010: $19,862 paid 2011: $0 paid 2012: $0 paid 2014: $3,082 paid 2015: $11,986 paid 2018: $111,887 paid 2019: $39,820 paid 2020: $0 paid 2021: $0 paid 2022: $15,928 paid 2023: $1,376 paid 2024: $36,013 paid 2018 · $112K 1979 2024
$395K
total paid
$6,080
average claim
$49K
largest single claim
49%
in high-risk flood zones (A/V)

RECORDED — these are actual paid NFIP claims (a redacted census from OpenFEMA), not a model. They are the realized counterpart to the FEMA risk score above: one is what happened and got paid, the other is what a model predicts.

Scope: these are flood-insurance claims, so they undercount flooding where owners were uninsured — read this as "what NFIP paid here," not "every flood." County-level totals, not a per-property or per-address verdict. Verify a specific address and buy coverage at FloodSmart.gov; the underlying data is OpenFEMA NFIP Redacted Claims.

What these figures mean

  • RATING — the FEMA risk score, expected loss, social vulnerability, and resilience are FEMA/CDC models, not records of disasters that happened. The 0–100 scores are already national percentiles.
  • MEASURED — population is a recorded census figure.
  • COMPUTED — the county's rank within the dollar-loss distribution is our placement over the 3,232 counties.
  • CONTEXT — the note below is framing, not a measurement.

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What this is — and is not

This is FEMA/CDC modeled hazard exposure for Randolph, NC and where it ranks among U.S. counties. It is not a verdict on whether Randolph is a good or bad place to live — hazard exposure is not place quality, and a county can't opt out of its geography. It is not a per-property or per-address risk assessment, not a prediction of any specific disaster, and not insurance advice. For site-specific risk use a per-property assessment; for the underlying model see FEMA National Risk Index.