Property Atlas

County hazard profile

Moore, NC

North Carolina · pop. 99,632 · FIPS 37125

Relatively Low
FEMA risk rating · RATING
Hurricane
dominant hazard
$35M
modeled expected annual loss/yr

Expected annual loss · all 3,232 U.S. counties

among the lowest nationally

national median $15M/yr Moore $35M

A real dollar distribution: most counties sit far below a handful of high-exposure ones. A FEMA model of annual loss, not a record of disasters.

FEMA national percentile scores

FEMA/CDC score each county 0–100 against all others — the score is the national rank (RATING). Higher risk and vulnerability are worse; higher resilience is better.

FEMA risk indexRelatively Low 75.64/100
national median ~50 higher than 76% of counties
Social vulnerabilityRelatively Moderate 40.01/100
national median ~50 near the national middle (40th percentile)
Community resilienceRelatively Moderate 52.26/100
national median ~50 near the national middle (52nd percentile)

Recorded · NFIP flood claims RECORDED

Realized flood losses in Moore

The National Flood Insurance Program has paid 154 flood-insurance claims totaling $2.9M in Moore since 1996. The costliest year was 2025 ($1.2M paid).

Flood-insurance dollars paid by year of loss

1996: $50,349 paid 1998: $10,983 paid 2002: $462 paid 2003: $5,932 paid 2004: $0 paid 2008: $56,944 paid 2011: $0 paid 2012: $5,284 paid 2013: $62,701 paid 2014: $0 paid 2015: $14,508 paid 2016: $802,095 paid 2017: $0 paid 2018: $662,725 paid 2019: $0 paid 2021: $0 paid 2024: $4,186 paid 2025: $1,185,487 paid 2025 · $1.2M 1996 2025
$2.9M
total paid
$18,582
average claim
$267K
largest single claim
56%
in high-risk flood zones (A/V)

RECORDED — these are actual paid NFIP claims (a redacted census from OpenFEMA), not a model. They are the realized counterpart to the FEMA risk score above: one is what happened and got paid, the other is what a model predicts.

Scope: these are flood-insurance claims, so they undercount flooding where owners were uninsured — read this as "what NFIP paid here," not "every flood." County-level totals, not a per-property or per-address verdict. Verify a specific address and buy coverage at FloodSmart.gov; the underlying data is OpenFEMA NFIP Redacted Claims.

What these figures mean

  • RATING — the FEMA risk score, expected loss, social vulnerability, and resilience are FEMA/CDC models, not records of disasters that happened. The 0–100 scores are already national percentiles.
  • MEASURED — population is a recorded census figure.
  • COMPUTED — the county's rank within the dollar-loss distribution is our placement over the 3,232 counties.
  • CONTEXT — the note below is framing, not a measurement.

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What this is — and is not

This is FEMA/CDC modeled hazard exposure for Moore, NC and where it ranks among U.S. counties. It is not a verdict on whether Moore is a good or bad place to live — hazard exposure is not place quality, and a county can't opt out of its geography. It is not a per-property or per-address risk assessment, not a prediction of any specific disaster, and not insurance advice. For site-specific risk use a per-property assessment; for the underlying model see FEMA National Risk Index.