Property Atlas

County hazard profile

Lee, NC

North Carolina · pop. 63,261 · FIPS 37105

Relatively Low
FEMA risk rating · RATING
Hurricane
dominant hazard
$20M
modeled expected annual loss/yr

Expected annual loss · all 3,232 U.S. counties

among the lowest nationally

national median $15M/yr Lee $20M

A real dollar distribution: most counties sit far below a handful of high-exposure ones. A FEMA model of annual loss, not a record of disasters.

FEMA national percentile scores

FEMA/CDC score each county 0–100 against all others — the score is the national rank (RATING). Higher risk and vulnerability are worse; higher resilience is better.

FEMA risk indexRelatively Low 67.49/100
national median ~50 near the national middle (67th percentile)
Social vulnerabilityRelatively High 73.28/100
national median ~50 near the national middle (73rd percentile)
Community resilienceRelatively Low 31.68/100
national median ~50 lower than most counties (32nd percentile)

Recorded · NFIP flood claims RECORDED

Realized flood losses in Lee

The National Flood Insurance Program has paid 63 flood-insurance claims totaling $1.1M in Lee since 1984. The costliest year was 2018 ($558K paid).

Flood-insurance dollars paid by year of loss

1984: $0 paid 1989: $7,638 paid 1993: $3,560 paid 1996: $16,328 paid 1997: $852 paid 1998: $0 paid 1999: $33,326 paid 2003: $40,280 paid 2006: $33,490 paid 2008: $23,158 paid 2010: $0 paid 2013: $69,854 paid 2015: $31,731 paid 2016: $92,231 paid 2018: $557,650 paid 2019: $37,722 paid 2020: $739 paid 2024: $12,645 paid 2025: $95,934 paid 2018 · $558K 1984 2025
$1.1M
total paid
$16,780
average claim
$133K
largest single claim
67%
in high-risk flood zones (A/V)

RECORDED — these are actual paid NFIP claims (a redacted census from OpenFEMA), not a model. They are the realized counterpart to the FEMA risk score above: one is what happened and got paid, the other is what a model predicts.

Scope: these are flood-insurance claims, so they undercount flooding where owners were uninsured — read this as "what NFIP paid here," not "every flood." County-level totals, not a per-property or per-address verdict. Verify a specific address and buy coverage at FloodSmart.gov; the underlying data is OpenFEMA NFIP Redacted Claims.

What these figures mean

  • RATING — the FEMA risk score, expected loss, social vulnerability, and resilience are FEMA/CDC models, not records of disasters that happened. The 0–100 scores are already national percentiles.
  • MEASURED — population is a recorded census figure.
  • COMPUTED — the county's rank within the dollar-loss distribution is our placement over the 3,232 counties.
  • CONTEXT — the note below is framing, not a measurement.

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What this is — and is not

This is FEMA/CDC modeled hazard exposure for Lee, NC and where it ranks among U.S. counties. It is not a verdict on whether Lee is a good or bad place to live — hazard exposure is not place quality, and a county can't opt out of its geography. It is not a per-property or per-address risk assessment, not a prediction of any specific disaster, and not insurance advice. For site-specific risk use a per-property assessment; for the underlying model see FEMA National Risk Index.