Property Atlas

County hazard profile

Brunswick, NC

North Carolina · pop. 136,245 · FIPS 37019

Relatively High
FEMA risk rating · RATING
Hurricane
dominant hazard
$153M
modeled expected annual loss/yr

Expected annual loss · all 3,232 U.S. counties

near the national middle (47th percentile)

national median $15M/yr Brunswick $153M

A real dollar distribution: most counties sit far below a handful of high-exposure ones. A FEMA model of annual loss, not a record of disasters.

FEMA national percentile scores

FEMA/CDC score each county 0–100 against all others — the score is the national rank (RATING). Higher risk and vulnerability are worse; higher resilience is better.

FEMA risk indexRelatively High 95.77/100
national median ~50 among the highest nationally
Social vulnerabilityRelatively High 75.29/100
national median ~50 higher than 75% of counties
Community resilienceRelatively High 74.78/100
national median ~50 higher than 75% of counties

Recorded · NFIP flood claims RECORDED

Realized flood losses in Brunswick

The National Flood Insurance Program has paid 9,879 flood-insurance claims totaling $99.2M in Brunswick since 1978. The costliest year was 2018 ($24.8M paid).

Flood-insurance dollars paid by year of loss

1978: $14,921 paid 1979: $53,984 paid 1980: $0 paid 1981: $16,551 paid 1982: $0 paid 1983: $14,202 paid 1984: $146,780 paid 1985: $34,385 paid 1986: $122,315 paid 1987: $972,602 paid 1988: $369,995 paid 1989: $10,594,261 paid 1990: $621,759 paid 1991: $584,232 paid 1992: $370,175 paid 1993: $2,211,115 paid 1994: $1,785,328 paid 1995: $3,213,439 paid 1996: $2,330,388 paid 1997: $100,079 paid 1998: $409,988 paid 1999: $18,076,013 paid 2000: $30,619 paid 2001: $9,300 paid 2002: $0 paid 2003: $11,724 paid 2004: $369,939 paid 2005: $1,699,864 paid 2006: $52,288 paid 2007: $0 paid 2008: $139,975 paid 2009: $48,980 paid 2010: $474,270 paid 2011: $16,483 paid 2012: $31,102 paid 2013: $24,574 paid 2014: $24,150 paid 2015: $1,824,214 paid 2016: $3,356,549 paid 2017: $10,631 paid 2018: $24,783,536 paid 2019: $115,910 paid 2020: $9,309,577 paid 2021: $40,721 paid 2022: $970,351 paid 2023: $306,455 paid 2024: $13,479,966 paid 2025: $72,374 paid 2026: $0 paid 2018 · $24.8M 1978 2026
$99.2M
total paid
$10,046
average claim
$635K
largest single claim
91%
in high-risk flood zones (A/V)

RECORDED — these are actual paid NFIP claims (a redacted census from OpenFEMA), not a model. They are the realized counterpart to the FEMA risk score above: one is what happened and got paid, the other is what a model predicts.

Scope: these are flood-insurance claims, so they undercount flooding where owners were uninsured — read this as "what NFIP paid here," not "every flood." County-level totals, not a per-property or per-address verdict. Verify a specific address and buy coverage at FloodSmart.gov; the underlying data is OpenFEMA NFIP Redacted Claims.

What these figures mean

  • RATING — the FEMA risk score, expected loss, social vulnerability, and resilience are FEMA/CDC models, not records of disasters that happened. The 0–100 scores are already national percentiles.
  • MEASURED — population is a recorded census figure.
  • COMPUTED — the county's rank within the dollar-loss distribution is our placement over the 3,232 counties.
  • CONTEXT — the note below is framing, not a measurement.

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What this is — and is not

This is FEMA/CDC modeled hazard exposure for Brunswick, NC and where it ranks among U.S. counties. It is not a verdict on whether Brunswick is a good or bad place to live — hazard exposure is not place quality, and a county can't opt out of its geography. It is not a per-property or per-address risk assessment, not a prediction of any specific disaster, and not insurance advice. For site-specific risk use a per-property assessment; for the underlying model see FEMA National Risk Index.