Property Atlas

County hazard profile

Alamance, NC

North Carolina · pop. 171,316 · FIPS 37001

Relatively Low
FEMA risk rating · RATING
Winter Weather
dominant hazard
$41M
modeled expected annual loss/yr

Expected annual loss · all 3,232 U.S. counties

among the lowest nationally

national median $15M/yr Alamance $41M

A real dollar distribution: most counties sit far below a handful of high-exposure ones. A FEMA model of annual loss, not a record of disasters.

FEMA national percentile scores

FEMA/CDC score each county 0–100 against all others — the score is the national rank (RATING). Higher risk and vulnerability are worse; higher resilience is better.

FEMA risk indexRelatively Low 77.07/100
national median ~50 higher than 77% of counties
Social vulnerabilityRelatively Low 24.43/100
national median ~50 among the lowest nationally
Community resilienceRelatively Moderate 51.21/100
national median ~50 near the national middle (51st percentile)

Recorded · NFIP flood claims RECORDED

Realized flood losses in Alamance

The National Flood Insurance Program has paid 168 flood-insurance claims totaling $5.1M in Alamance since 1978. The costliest year was 2025 ($3.6M paid).

Flood-insurance dollars paid by year of loss

1978: $866 paid 1979: $5,622 paid 1982: $13,162 paid 1984: $47 paid 1987: $44,975 paid 1990: $9,906 paid 1992: $1,106 paid 1995: $183,116 paid 1996: $708,236 paid 1997: $2,152 paid 1998: $9,505 paid 2003: $101,636 paid 2004: $0 paid 2006: $0 paid 2008: $77,412 paid 2011: $13,054 paid 2012: $35,778 paid 2013: $3,700 paid 2014: $3,083 paid 2015: $4,188 paid 2016: $151,667 paid 2018: $63,414 paid 2019: $7,665 paid 2020: $105,939 paid 2021: $0 paid 2023: $6,284 paid 2024: $5,606 paid 2025: $3,556,972 paid 2025 · $3.6M 1978 2025
$5.1M
total paid
$30,447
average claim
$500K
largest single claim
83%
in high-risk flood zones (A/V)

RECORDED — these are actual paid NFIP claims (a redacted census from OpenFEMA), not a model. They are the realized counterpart to the FEMA risk score above: one is what happened and got paid, the other is what a model predicts.

Scope: these are flood-insurance claims, so they undercount flooding where owners were uninsured — read this as "what NFIP paid here," not "every flood." County-level totals, not a per-property or per-address verdict. Verify a specific address and buy coverage at FloodSmart.gov; the underlying data is OpenFEMA NFIP Redacted Claims.

What these figures mean

  • RATING — the FEMA risk score, expected loss, social vulnerability, and resilience are FEMA/CDC models, not records of disasters that happened. The 0–100 scores are already national percentiles.
  • MEASURED — population is a recorded census figure.
  • COMPUTED — the county's rank within the dollar-loss distribution is our placement over the 3,232 counties.
  • CONTEXT — the note below is framing, not a measurement.

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What this is — and is not

This is FEMA/CDC modeled hazard exposure for Alamance, NC and where it ranks among U.S. counties. It is not a verdict on whether Alamance is a good or bad place to live — hazard exposure is not place quality, and a county can't opt out of its geography. It is not a per-property or per-address risk assessment, not a prediction of any specific disaster, and not insurance advice. For site-specific risk use a per-property assessment; for the underlying model see FEMA National Risk Index.