Property Atlas

County hazard profile

Wyoming, NY

New York · pop. 40,510 · FIPS 36121

Very Low
FEMA risk rating · RATING
Riverine Flooding
dominant hazard
$15M
modeled expected annual loss/yr

Expected annual loss · all 3,232 U.S. counties

among the lowest nationally

national median $15M/yr Wyoming $15M

A real dollar distribution: most counties sit far below a handful of high-exposure ones. A FEMA model of annual loss, not a record of disasters.

FEMA national percentile scores

FEMA/CDC score each county 0–100 against all others — the score is the national rank (RATING). Higher risk and vulnerability are worse; higher resilience is better.

FEMA risk indexVery Low 41.25/100
national median ~50 near the national middle (41st percentile)
Social vulnerabilityRelatively Low 21.31/100
national median ~50 among the lowest nationally
Community resilienceVery High 83.11/100
national median ~50 higher than 83% of counties

Recorded · NFIP flood claims RECORDED

Realized flood losses in Wyoming

The National Flood Insurance Program has paid 113 flood-insurance claims totaling $975K in Wyoming since 1979. The costliest year was 1998 ($682K paid).

Flood-insurance dollars paid by year of loss

1979: $2,411 paid 1982: $2,060 paid 1983: $0 paid 1984: $407 paid 1985: $3,287 paid 1989: $43,367 paid 1990: $0 paid 1994: $2,720 paid 1996: $3,328 paid 1998: $682,110 paid 2000: $0 paid 2002: $12,195 paid 2003: $0 paid 2004: $6,536 paid 2005: $12,862 paid 2007: $2,648 paid 2009: $13,157 paid 2016: $0 paid 2017: $95,806 paid 2018: $75,180 paid 2021: $4,210 paid 2023: $0 paid 2026: $12,555 paid 1998 · $682K 1979 2026
$975K
total paid
$8,627
average claim
$144K
largest single claim
69%
in high-risk flood zones (A/V)

RECORDED — these are actual paid NFIP claims (a redacted census from OpenFEMA), not a model. They are the realized counterpart to the FEMA risk score above: one is what happened and got paid, the other is what a model predicts.

Scope: these are flood-insurance claims, so they undercount flooding where owners were uninsured — read this as "what NFIP paid here," not "every flood." County-level totals, not a per-property or per-address verdict. Verify a specific address and buy coverage at FloodSmart.gov; the underlying data is OpenFEMA NFIP Redacted Claims.

What these figures mean

  • RATING — the FEMA risk score, expected loss, social vulnerability, and resilience are FEMA/CDC models, not records of disasters that happened. The 0–100 scores are already national percentiles.
  • MEASURED — population is a recorded census figure.
  • COMPUTED — the county's rank within the dollar-loss distribution is our placement over the 3,232 counties.
  • CONTEXT — the note below is framing, not a measurement.

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What this is — and is not

This is FEMA/CDC modeled hazard exposure for Wyoming, NY and where it ranks among U.S. counties. It is not a verdict on whether Wyoming is a good or bad place to live — hazard exposure is not place quality, and a county can't opt out of its geography. It is not a per-property or per-address risk assessment, not a prediction of any specific disaster, and not insurance advice. For site-specific risk use a per-property assessment; for the underlying model see FEMA National Risk Index.