Property Atlas

County hazard profile

Warren, NY

New York · pop. 65,709 · FIPS 36113

Relatively Low
FEMA risk rating · RATING
Lightning
dominant hazard
$25M
modeled expected annual loss/yr

Expected annual loss · all 3,232 U.S. counties

among the lowest nationally

national median $15M/yr Warren $25M

A real dollar distribution: most counties sit far below a handful of high-exposure ones. A FEMA model of annual loss, not a record of disasters.

FEMA national percentile scores

FEMA/CDC score each county 0–100 against all others — the score is the national rank (RATING). Higher risk and vulnerability are worse; higher resilience is better.

FEMA risk indexRelatively Low 62.31/100
national median ~50 near the national middle (62nd percentile)
Social vulnerabilityRelatively Low 26.62/100
national median ~50 lower than most counties (27th percentile)
Community resilienceVery High 95.67/100
national median ~50 among the highest nationally

Recorded · NFIP flood claims RECORDED

Realized flood losses in Warren

The National Flood Insurance Program has paid 116 flood-insurance claims totaling $1.8M in Warren since 1978. The costliest year was 2011 ($982K paid).

Flood-insurance dollars paid by year of loss

1978: $150 paid 1979: $486 paid 1980: $603 paid 1981: $92,808 paid 1982: $0 paid 1983: $133 paid 1984: $8,268 paid 1986: $2,759 paid 1987: $0 paid 1988: $932 paid 1990: $2,469 paid 1993: $75 paid 1994: $0 paid 1995: $0 paid 1996: $229 paid 1997: $1,192 paid 1998: $1,975 paid 1999: $2,134 paid 2000: $4,600 paid 2001: $33,925 paid 2002: $2,385 paid 2003: $41,460 paid 2004: $0 paid 2005: $46,425 paid 2006: $18,605 paid 2009: $10,263 paid 2010: $9,475 paid 2011: $981,626 paid 2012: $29,346 paid 2013: $0 paid 2014: $49,959 paid 2015: $4,745 paid 2016: $30,398 paid 2017: $4,452 paid 2019: $209,844 paid 2021: $154,095 paid 2022: $92,183 paid 2023: $0 paid 2011 · $982K 1978 2023
$1.8M
total paid
$15,845
average claim
$267K
largest single claim
45%
in high-risk flood zones (A/V)

RECORDED — these are actual paid NFIP claims (a redacted census from OpenFEMA), not a model. They are the realized counterpart to the FEMA risk score above: one is what happened and got paid, the other is what a model predicts.

Scope: these are flood-insurance claims, so they undercount flooding where owners were uninsured — read this as "what NFIP paid here," not "every flood." County-level totals, not a per-property or per-address verdict. Verify a specific address and buy coverage at FloodSmart.gov; the underlying data is OpenFEMA NFIP Redacted Claims.

What these figures mean

  • RATING — the FEMA risk score, expected loss, social vulnerability, and resilience are FEMA/CDC models, not records of disasters that happened. The 0–100 scores are already national percentiles.
  • MEASURED — population is a recorded census figure.
  • COMPUTED — the county's rank within the dollar-loss distribution is our placement over the 3,232 counties.
  • CONTEXT — the note below is framing, not a measurement.

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What this is — and is not

This is FEMA/CDC modeled hazard exposure for Warren, NY and where it ranks among U.S. counties. It is not a verdict on whether Warren is a good or bad place to live — hazard exposure is not place quality, and a county can't opt out of its geography. It is not a per-property or per-address risk assessment, not a prediction of any specific disaster, and not insurance advice. For site-specific risk use a per-property assessment; for the underlying model see FEMA National Risk Index.