Property Atlas

County hazard profile

Orange, NY

New York · pop. 401,096 · FIPS 36071

Relatively Moderate
FEMA risk rating · RATING
Strong Wind
dominant hazard
$99M
modeled expected annual loss/yr

Expected annual loss · all 3,232 U.S. counties

lower than most counties (30th percentile)

national median $15M/yr Orange $99M

A real dollar distribution: most counties sit far below a handful of high-exposure ones. A FEMA model of annual loss, not a record of disasters.

FEMA national percentile scores

FEMA/CDC score each county 0–100 against all others — the score is the national rank (RATING). Higher risk and vulnerability are worse; higher resilience is better.

FEMA risk indexRelatively Moderate 90.59/100
national median ~50 among the highest nationally
Social vulnerabilityRelatively Low 26.18/100
national median ~50 lower than most counties (26th percentile)
Community resilienceRelatively High 63.01/100
national median ~50 near the national middle (63rd percentile)

Recorded · NFIP flood claims RECORDED

Realized flood losses in Orange

The National Flood Insurance Program has paid 2,029 flood-insurance claims totaling $26.8M in Orange since 1978. The costliest year was 2011 ($13.5M paid).

Flood-insurance dollars paid by year of loss

1978: $106,610 paid 1979: $409,841 paid 1980: $69,758 paid 1981: $526,478 paid 1982: $4,861 paid 1983: $20,527 paid 1984: $223,320 paid 1985: $0 paid 1986: $1,504 paid 1987: $48,895 paid 1988: $0 paid 1989: $30,931 paid 1990: $0 paid 1991: $30,832 paid 1993: $31,638 paid 1994: $8,986 paid 1995: $65,626 paid 1996: $657,056 paid 1997: $7,951 paid 1998: $27,069 paid 1999: $934,808 paid 2000: $15,601 paid 2001: $12,311 paid 2002: $16,638 paid 2003: $55,869 paid 2004: $428,719 paid 2005: $3,491,209 paid 2006: $432,679 paid 2007: $1,450,724 paid 2008: $117,699 paid 2009: $29,282 paid 2010: $552,932 paid 2011: $13,451,602 paid 2012: $362,435 paid 2013: $65,713 paid 2014: $8,395 paid 2015: $8,036 paid 2016: $108,219 paid 2017: $27,310 paid 2018: $257,417 paid 2019: $3,540 paid 2020: $102,575 paid 2021: $1,227,162 paid 2022: $84,931 paid 2023: $1,156,308 paid 2024: $0 paid 2025: $102,055 paid 2026: $13,084 paid 2011 · $13.5M 1978 2026
$26.8M
total paid
$13,203
average claim
$353K
largest single claim
52%
in high-risk flood zones (A/V)

RECORDED — these are actual paid NFIP claims (a redacted census from OpenFEMA), not a model. They are the realized counterpart to the FEMA risk score above: one is what happened and got paid, the other is what a model predicts.

Scope: these are flood-insurance claims, so they undercount flooding where owners were uninsured — read this as "what NFIP paid here," not "every flood." County-level totals, not a per-property or per-address verdict. Verify a specific address and buy coverage at FloodSmart.gov; the underlying data is OpenFEMA NFIP Redacted Claims.

What these figures mean

  • RATING — the FEMA risk score, expected loss, social vulnerability, and resilience are FEMA/CDC models, not records of disasters that happened. The 0–100 scores are already national percentiles.
  • MEASURED — population is a recorded census figure.
  • COMPUTED — the county's rank within the dollar-loss distribution is our placement over the 3,232 counties.
  • CONTEXT — the note below is framing, not a measurement.

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What this is — and is not

This is FEMA/CDC modeled hazard exposure for Orange, NY and where it ranks among U.S. counties. It is not a verdict on whether Orange is a good or bad place to live — hazard exposure is not place quality, and a county can't opt out of its geography. It is not a per-property or per-address risk assessment, not a prediction of any specific disaster, and not insurance advice. For site-specific risk use a per-property assessment; for the underlying model see FEMA National Risk Index.