Property Atlas

County hazard profile

Oneida, NY

New York · pop. 232,037 · FIPS 36065

Relatively Moderate
FEMA risk rating · RATING
Winter Weather
dominant hazard
$55M
modeled expected annual loss/yr

Expected annual loss · all 3,232 U.S. counties

among the lowest nationally

national median $15M/yr Oneida $55M

A real dollar distribution: most counties sit far below a handful of high-exposure ones. A FEMA model of annual loss, not a record of disasters.

FEMA national percentile scores

FEMA/CDC score each county 0–100 against all others — the score is the national rank (RATING). Higher risk and vulnerability are worse; higher resilience is better.

FEMA risk indexRelatively Moderate 86.32/100
national median ~50 higher than 86% of counties
Social vulnerabilityRelatively Moderate 56.2/100
national median ~50 near the national middle (56th percentile)
Community resilienceVery High 91.28/100
national median ~50 among the highest nationally

Recorded · NFIP flood claims RECORDED

Realized flood losses in Oneida

The National Flood Insurance Program has paid 1,069 flood-insurance claims totaling $16.2M in Oneida since 1978. The costliest year was 2019 ($4.0M paid).

Flood-insurance dollars paid by year of loss

1978: $9,266 paid 1979: $103,041 paid 1980: $55,037 paid 1981: $148,840 paid 1982: $8,892 paid 1983: $31,663 paid 1984: $29,116 paid 1985: $3,174 paid 1986: $54,201 paid 1987: $5,728 paid 1988: $0 paid 1989: $2,053 paid 1990: $10,617 paid 1991: $0 paid 1993: $259,758 paid 1994: $88,060 paid 1996: $35,454 paid 1998: $125,731 paid 1999: $34,466 paid 2000: $331,657 paid 2001: $8,348 paid 2003: $35,830 paid 2004: $8,118 paid 2005: $0 paid 2006: $144,329 paid 2007: $132,923 paid 2008: $9,188 paid 2009: $0 paid 2010: $4,299 paid 2011: $3,094,044 paid 2012: $18,678 paid 2013: $3,676,516 paid 2014: $26,401 paid 2015: $8,654 paid 2017: $2,354,934 paid 2018: $363,425 paid 2019: $4,011,238 paid 2020: $0 paid 2021: $744,073 paid 2022: $10,740 paid 2023: $92,036 paid 2024: $5,675 paid 2025: $46,843 paid 2026: $58,321 paid 2019 · $4.0M 1978 2026
$16.2M
total paid
$15,146
average claim
$779K
largest single claim
67%
in high-risk flood zones (A/V)

RECORDED — these are actual paid NFIP claims (a redacted census from OpenFEMA), not a model. They are the realized counterpart to the FEMA risk score above: one is what happened and got paid, the other is what a model predicts.

Scope: these are flood-insurance claims, so they undercount flooding where owners were uninsured — read this as "what NFIP paid here," not "every flood." County-level totals, not a per-property or per-address verdict. Verify a specific address and buy coverage at FloodSmart.gov; the underlying data is OpenFEMA NFIP Redacted Claims.

What these figures mean

  • RATING — the FEMA risk score, expected loss, social vulnerability, and resilience are FEMA/CDC models, not records of disasters that happened. The 0–100 scores are already national percentiles.
  • MEASURED — population is a recorded census figure.
  • COMPUTED — the county's rank within the dollar-loss distribution is our placement over the 3,232 counties.
  • CONTEXT — the note below is framing, not a measurement.

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What this is — and is not

This is FEMA/CDC modeled hazard exposure for Oneida, NY and where it ranks among U.S. counties. It is not a verdict on whether Oneida is a good or bad place to live — hazard exposure is not place quality, and a county can't opt out of its geography. It is not a per-property or per-address risk assessment, not a prediction of any specific disaster, and not insurance advice. For site-specific risk use a per-property assessment; for the underlying model see FEMA National Risk Index.