Property Atlas

County hazard profile

Franklin, NY

New York · pop. 47,519 · FIPS 36033

Relatively Low
FEMA risk rating · RATING
Ice Storm
dominant hazard
$14M
modeled expected annual loss/yr

Expected annual loss · all 3,232 U.S. counties

among the lowest nationally

national median $15M/yr Franklin $14M

A real dollar distribution: most counties sit far below a handful of high-exposure ones. A FEMA model of annual loss, not a record of disasters.

FEMA national percentile scores

FEMA/CDC score each county 0–100 against all others — the score is the national rank (RATING). Higher risk and vulnerability are worse; higher resilience is better.

FEMA risk indexRelatively Low 48.85/100
national median ~50 near the national middle (49th percentile)
Social vulnerabilityRelatively Moderate 51.62/100
national median ~50 near the national middle (52nd percentile)
Community resilienceRelatively High 62.5/100
national median ~50 near the national middle (63rd percentile)

Recorded · NFIP flood claims RECORDED

Realized flood losses in Franklin

The National Flood Insurance Program has paid 40 flood-insurance claims totaling $179K in Franklin since 1978. The costliest year was 2013 ($52K paid).

Flood-insurance dollars paid by year of loss

1978: $1,075 paid 1979: $524 paid 1981: $22,255 paid 1983: $0 paid 1984: $1,509 paid 1985: $5,708 paid 1986: $1,648 paid 1989: $1,212 paid 1993: $0 paid 1996: $3,220 paid 1998: $8,814 paid 1999: $2,992 paid 2001: $2,945 paid 2007: $7,316 paid 2011: $17,681 paid 2013: $52,262 paid 2014: $17,154 paid 2018: $17,198 paid 2024: $15,000 paid 2013 · $52K 1978 2024
$179K
total paid
$4,463
average claim
$52K
largest single claim
50%
in high-risk flood zones (A/V)

RECORDED — these are actual paid NFIP claims (a redacted census from OpenFEMA), not a model. They are the realized counterpart to the FEMA risk score above: one is what happened and got paid, the other is what a model predicts.

Scope: these are flood-insurance claims, so they undercount flooding where owners were uninsured — read this as "what NFIP paid here," not "every flood." County-level totals, not a per-property or per-address verdict. Verify a specific address and buy coverage at FloodSmart.gov; the underlying data is OpenFEMA NFIP Redacted Claims.

What these figures mean

  • RATING — the FEMA risk score, expected loss, social vulnerability, and resilience are FEMA/CDC models, not records of disasters that happened. The 0–100 scores are already national percentiles.
  • MEASURED — population is a recorded census figure.
  • COMPUTED — the county's rank within the dollar-loss distribution is our placement over the 3,232 counties.
  • CONTEXT — the note below is framing, not a measurement.

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What this is — and is not

This is FEMA/CDC modeled hazard exposure for Franklin, NY and where it ranks among U.S. counties. It is not a verdict on whether Franklin is a good or bad place to live — hazard exposure is not place quality, and a county can't opt out of its geography. It is not a per-property or per-address risk assessment, not a prediction of any specific disaster, and not insurance advice. For site-specific risk use a per-property assessment; for the underlying model see FEMA National Risk Index.