Property Atlas

County hazard profile

Erie, NY

New York · pop. 954,005 · FIPS 36029

Relatively High
FEMA risk rating · RATING
Cold Wave
dominant hazard
$286M
modeled expected annual loss/yr

Expected annual loss · all 3,232 U.S. counties

higher than 88% of counties

national median $15M/yr Erie $286M

A real dollar distribution: most counties sit far below a handful of high-exposure ones. A FEMA model of annual loss, not a record of disasters.

FEMA national percentile scores

FEMA/CDC score each county 0–100 against all others — the score is the national rank (RATING). Higher risk and vulnerability are worse; higher resilience is better.

FEMA risk indexRelatively High 97.68/100
national median ~50 among the highest nationally
Social vulnerabilityRelatively Moderate 47.68/100
national median ~50 near the national middle (48th percentile)
Community resilienceVery High 95.32/100
national median ~50 among the highest nationally

Recorded · NFIP flood claims RECORDED

Realized flood losses in Erie

The National Flood Insurance Program has paid 2,483 flood-insurance claims totaling $12.8M in Erie since 1978. The costliest year was 1985 ($2.8M paid).

Flood-insurance dollars paid by year of loss

1978: $91,596 paid 1979: $2,173,083 paid 1980: $160,007 paid 1981: $146,414 paid 1982: $173,610 paid 1983: $8,956 paid 1984: $43,194 paid 1985: $2,809,987 paid 1986: $117,298 paid 1987: $108,927 paid 1988: $15,742 paid 1989: $43,574 paid 1990: $23,550 paid 1991: $0 paid 1992: $65,926 paid 1993: $8,653 paid 1994: $41,316 paid 1995: $2,851 paid 1996: $150,769 paid 1997: $19,489 paid 1998: $583,646 paid 1999: $523,742 paid 2000: $292,295 paid 2001: $86,454 paid 2002: $79,120 paid 2003: $170,419 paid 2004: $175,463 paid 2005: $100,183 paid 2006: $245,843 paid 2007: $69,489 paid 2008: $214,024 paid 2009: $407,297 paid 2010: $37,270 paid 2011: $120,690 paid 2012: $143 paid 2013: $233,381 paid 2014: $414,206 paid 2015: $144,956 paid 2016: $5,992 paid 2017: $275,190 paid 2018: $35,482 paid 2019: $398,084 paid 2020: $803,892 paid 2021: $469,178 paid 2022: $479,775 paid 2023: $0 paid 2024: $5,853 paid 2026: $204,810 paid 1985 · $2.8M 1978 2026
$12.8M
total paid
$5,148
average claim
$202K
largest single claim
44%
in high-risk flood zones (A/V)

RECORDED — these are actual paid NFIP claims (a redacted census from OpenFEMA), not a model. They are the realized counterpart to the FEMA risk score above: one is what happened and got paid, the other is what a model predicts.

Scope: these are flood-insurance claims, so they undercount flooding where owners were uninsured — read this as "what NFIP paid here," not "every flood." County-level totals, not a per-property or per-address verdict. Verify a specific address and buy coverage at FloodSmart.gov; the underlying data is OpenFEMA NFIP Redacted Claims.

What these figures mean

  • RATING — the FEMA risk score, expected loss, social vulnerability, and resilience are FEMA/CDC models, not records of disasters that happened. The 0–100 scores are already national percentiles.
  • MEASURED — population is a recorded census figure.
  • COMPUTED — the county's rank within the dollar-loss distribution is our placement over the 3,232 counties.
  • CONTEXT — the note below is framing, not a measurement.

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What this is — and is not

This is FEMA/CDC modeled hazard exposure for Erie, NY and where it ranks among U.S. counties. It is not a verdict on whether Erie is a good or bad place to live — hazard exposure is not place quality, and a county can't opt out of its geography. It is not a per-property or per-address risk assessment, not a prediction of any specific disaster, and not insurance advice. For site-specific risk use a per-property assessment; for the underlying model see FEMA National Risk Index.