Property Atlas

County hazard profile

Clinton, NY

New York · pop. 79,822 · FIPS 36019

Relatively Low
FEMA risk rating · RATING
Ice Storm
dominant hazard
$28M
modeled expected annual loss/yr

Expected annual loss · all 3,232 U.S. counties

among the lowest nationally

national median $15M/yr Clinton $28M

A real dollar distribution: most counties sit far below a handful of high-exposure ones. A FEMA model of annual loss, not a record of disasters.

FEMA national percentile scores

FEMA/CDC score each county 0–100 against all others — the score is the national rank (RATING). Higher risk and vulnerability are worse; higher resilience is better.

FEMA risk indexRelatively Low 68.8/100
national median ~50 near the national middle (69th percentile)
Social vulnerabilityRelatively Low 38.96/100
national median ~50 lower than most counties (39th percentile)
Community resilienceRelatively High 77.23/100
national median ~50 higher than 77% of counties

Recorded · NFIP flood claims RECORDED

Realized flood losses in Clinton

The National Flood Insurance Program has paid 296 flood-insurance claims totaling $5.2M in Clinton since 1978. The costliest year was 2011 ($3.2M paid).

Flood-insurance dollars paid by year of loss

1978: $1,104 paid 1979: $8,853 paid 1980: $48,592 paid 1981: $41,098 paid 1982: $0 paid 1983: $14,751 paid 1984: $5,458 paid 1986: $12,506 paid 1989: $12,531 paid 1990: $53,098 paid 1993: $71,452 paid 1994: $0 paid 1996: $714,651 paid 1998: $413,929 paid 2000: $37,108 paid 2001: $18,711 paid 2002: $5,189 paid 2003: $5,179 paid 2004: $1,897 paid 2005: $8,547 paid 2006: $4,138 paid 2007: $31,489 paid 2009: $5,376 paid 2010: $105,620 paid 2011: $3,230,428 paid 2012: $0 paid 2013: $1,125 paid 2014: $7,766 paid 2016: $5,683 paid 2018: $7,122 paid 2023: $313,402 paid 2024: $0 paid 2011 · $3.2M 1978 2024
$5.2M
total paid
$17,523
average claim
$313K
largest single claim
52%
in high-risk flood zones (A/V)

RECORDED — these are actual paid NFIP claims (a redacted census from OpenFEMA), not a model. They are the realized counterpart to the FEMA risk score above: one is what happened and got paid, the other is what a model predicts.

Scope: these are flood-insurance claims, so they undercount flooding where owners were uninsured — read this as "what NFIP paid here," not "every flood." County-level totals, not a per-property or per-address verdict. Verify a specific address and buy coverage at FloodSmart.gov; the underlying data is OpenFEMA NFIP Redacted Claims.

What these figures mean

  • RATING — the FEMA risk score, expected loss, social vulnerability, and resilience are FEMA/CDC models, not records of disasters that happened. The 0–100 scores are already national percentiles.
  • MEASURED — population is a recorded census figure.
  • COMPUTED — the county's rank within the dollar-loss distribution is our placement over the 3,232 counties.
  • CONTEXT — the note below is framing, not a measurement.

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What this is — and is not

This is FEMA/CDC modeled hazard exposure for Clinton, NY and where it ranks among U.S. counties. It is not a verdict on whether Clinton is a good or bad place to live — hazard exposure is not place quality, and a county can't opt out of its geography. It is not a per-property or per-address risk assessment, not a prediction of any specific disaster, and not insurance advice. For site-specific risk use a per-property assessment; for the underlying model see FEMA National Risk Index.