Property Atlas

County hazard profile

Chautauqua, NY

New York · pop. 127,598 · FIPS 36013

Relatively Moderate
FEMA risk rating · RATING
Riverine Flooding
dominant hazard
$44M
modeled expected annual loss/yr

Expected annual loss · all 3,232 U.S. counties

among the lowest nationally

national median $15M/yr Chautauqua $44M

A real dollar distribution: most counties sit far below a handful of high-exposure ones. A FEMA model of annual loss, not a record of disasters.

FEMA national percentile scores

FEMA/CDC score each county 0–100 against all others — the score is the national rank (RATING). Higher risk and vulnerability are worse; higher resilience is better.

FEMA risk indexRelatively Moderate 84.64/100
national median ~50 higher than 85% of counties
Social vulnerabilityRelatively High 70.29/100
national median ~50 near the national middle (70th percentile)
Community resilienceVery High 89.89/100
national median ~50 among the highest nationally

Recorded · NFIP flood claims RECORDED

Realized flood losses in Chautauqua

The National Flood Insurance Program has paid 1,803 flood-insurance claims totaling $10.0M in Chautauqua since 1978. The costliest year was 1985 ($1.3M paid).

Flood-insurance dollars paid by year of loss

1978: $123,186 paid 1979: $1,016,384 paid 1980: $1,678 paid 1981: $99,771 paid 1982: $450,403 paid 1983: $867 paid 1984: $35,464 paid 1985: $1,289,103 paid 1986: $1,263,451 paid 1987: $14,824 paid 1988: $411 paid 1990: $0 paid 1992: $17,397 paid 1993: $7,537 paid 1994: $54,847 paid 1995: $0 paid 1996: $51,672 paid 1998: $111,682 paid 1999: $2,375 paid 2000: $11,878 paid 2002: $18,417 paid 2003: $933,545 paid 2004: $35,562 paid 2005: $48,701 paid 2006: $22,801 paid 2007: $61,555 paid 2008: $48,580 paid 2009: $880,550 paid 2010: $0 paid 2011: $1,106,283 paid 2012: $0 paid 2014: $313,940 paid 2015: $493,504 paid 2017: $216,836 paid 2018: $20,228 paid 2019: $12,650 paid 2020: $427,471 paid 2021: $347,123 paid 2022: $490,701 paid 1985 · $1.3M 1978 2022
$10.0M
total paid
$5,564
average claim
$365K
largest single claim
79%
in high-risk flood zones (A/V)

RECORDED — these are actual paid NFIP claims (a redacted census from OpenFEMA), not a model. They are the realized counterpart to the FEMA risk score above: one is what happened and got paid, the other is what a model predicts.

Scope: these are flood-insurance claims, so they undercount flooding where owners were uninsured — read this as "what NFIP paid here," not "every flood." County-level totals, not a per-property or per-address verdict. Verify a specific address and buy coverage at FloodSmart.gov; the underlying data is OpenFEMA NFIP Redacted Claims.

What these figures mean

  • RATING — the FEMA risk score, expected loss, social vulnerability, and resilience are FEMA/CDC models, not records of disasters that happened. The 0–100 scores are already national percentiles.
  • MEASURED — population is a recorded census figure.
  • COMPUTED — the county's rank within the dollar-loss distribution is our placement over the 3,232 counties.
  • CONTEXT — the note below is framing, not a measurement.

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What this is — and is not

This is FEMA/CDC modeled hazard exposure for Chautauqua, NY and where it ranks among U.S. counties. It is not a verdict on whether Chautauqua is a good or bad place to live — hazard exposure is not place quality, and a county can't opt out of its geography. It is not a per-property or per-address risk assessment, not a prediction of any specific disaster, and not insurance advice. For site-specific risk use a per-property assessment; for the underlying model see FEMA National Risk Index.