Property Atlas

County hazard profile

Cayuga, NY

New York · pop. 76,185 · FIPS 36011

Relatively Low
FEMA risk rating · RATING
Ice Storm
dominant hazard
$24M
modeled expected annual loss/yr

Expected annual loss · all 3,232 U.S. counties

among the lowest nationally

national median $15M/yr Cayuga $24M

A real dollar distribution: most counties sit far below a handful of high-exposure ones. A FEMA model of annual loss, not a record of disasters.

FEMA national percentile scores

FEMA/CDC score each county 0–100 against all others — the score is the national rank (RATING). Higher risk and vulnerability are worse; higher resilience is better.

FEMA risk indexRelatively Low 61.51/100
national median ~50 near the national middle (62nd percentile)
Social vulnerabilityRelatively Low 31.01/100
national median ~50 lower than most counties (31st percentile)
Community resilienceVery High 84.22/100
national median ~50 higher than 84% of counties

Recorded · NFIP flood claims RECORDED

Realized flood losses in Cayuga

The National Flood Insurance Program has paid 265 flood-insurance claims totaling $1.5M in Cayuga since 1978. The costliest year was 1993 ($455K paid).

Flood-insurance dollars paid by year of loss

1978: $1,162 paid 1979: $54,979 paid 1981: $9,904 paid 1982: $2,473 paid 1983: $11,042 paid 1984: $0 paid 1986: $1,100 paid 1989: $1,846 paid 1990: $2,956 paid 1991: $0 paid 1992: $6,076 paid 1993: $454,726 paid 1994: $39,316 paid 1995: $0 paid 1996: $118,434 paid 1998: $9,738 paid 1999: $0 paid 2000: $0 paid 2001: $0 paid 2002: $4,872 paid 2003: $0 paid 2004: $86,012 paid 2005: $21,557 paid 2006: $15,916 paid 2007: $3,089 paid 2008: $0 paid 2009: $8,116 paid 2010: $2,718 paid 2011: $80,339 paid 2013: $4,786 paid 2014: $5,099 paid 2015: $13,752 paid 2016: $100,840 paid 2017: $156,241 paid 2018: $11,916 paid 2019: $41,915 paid 2020: $95,520 paid 2021: $175,139 paid 2026: $6,330 paid 1993 · $455K 1978 2026
$1.5M
total paid
$5,841
average claim
$94K
largest single claim
60%
in high-risk flood zones (A/V)

RECORDED — these are actual paid NFIP claims (a redacted census from OpenFEMA), not a model. They are the realized counterpart to the FEMA risk score above: one is what happened and got paid, the other is what a model predicts.

Scope: these are flood-insurance claims, so they undercount flooding where owners were uninsured — read this as "what NFIP paid here," not "every flood." County-level totals, not a per-property or per-address verdict. Verify a specific address and buy coverage at FloodSmart.gov; the underlying data is OpenFEMA NFIP Redacted Claims.

What these figures mean

  • RATING — the FEMA risk score, expected loss, social vulnerability, and resilience are FEMA/CDC models, not records of disasters that happened. The 0–100 scores are already national percentiles.
  • MEASURED — population is a recorded census figure.
  • COMPUTED — the county's rank within the dollar-loss distribution is our placement over the 3,232 counties.
  • CONTEXT — the note below is framing, not a measurement.

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What this is — and is not

This is FEMA/CDC modeled hazard exposure for Cayuga, NY and where it ranks among U.S. counties. It is not a verdict on whether Cayuga is a good or bad place to live — hazard exposure is not place quality, and a county can't opt out of its geography. It is not a per-property or per-address risk assessment, not a prediction of any specific disaster, and not insurance advice. For site-specific risk use a per-property assessment; for the underlying model see FEMA National Risk Index.