Property Atlas

County hazard profile

Broome, NY

New York · pop. 198,638 · FIPS 36007

Relatively Moderate
FEMA risk rating · RATING
Riverine Flooding
dominant hazard
$60M
modeled expected annual loss/yr

Expected annual loss · all 3,232 U.S. counties

among the lowest nationally

national median $15M/yr Broome $60M

A real dollar distribution: most counties sit far below a handful of high-exposure ones. A FEMA model of annual loss, not a record of disasters.

FEMA national percentile scores

FEMA/CDC score each county 0–100 against all others — the score is the national rank (RATING). Higher risk and vulnerability are worse; higher resilience is better.

FEMA risk indexRelatively Moderate 87.47/100
national median ~50 higher than 87% of counties
Social vulnerabilityRelatively Moderate 57.41/100
national median ~50 near the national middle (57th percentile)
Community resilienceVery High 80.31/100
national median ~50 higher than 80% of counties

Recorded · NFIP flood claims RECORDED

Realized flood losses in Broome

The National Flood Insurance Program has paid 3,099 flood-insurance claims totaling $138.3M in Broome since 1978. The costliest year was 2011 ($92.8M paid).

Flood-insurance dollars paid by year of loss

1978: $17,325 paid 1979: $451,031 paid 1980: $39,576 paid 1981: $194,427 paid 1982: $12,955 paid 1983: $477,427 paid 1984: $19,022 paid 1985: $0 paid 1986: $148,681 paid 1988: $0 paid 1990: $0 paid 1993: $593,588 paid 1994: $14,233 paid 1995: $0 paid 1996: $1,007,279 paid 1998: $3,411 paid 1999: $15,531 paid 2000: $25,573 paid 2001: $0 paid 2002: $64,564 paid 2003: $18,767 paid 2004: $2,989,881 paid 2005: $2,651,249 paid 2006: $33,755,291 paid 2007: $14,698 paid 2008: $13,501 paid 2009: $37,055 paid 2010: $392,111 paid 2011: $92,787,131 paid 2012: $4,021 paid 2013: $22,690 paid 2014: $57,281 paid 2015: $39,169 paid 2016: $2,809 paid 2017: $452,838 paid 2018: $1,489,327 paid 2019: $9,426 paid 2020: $64,302 paid 2021: $423,986 paid 2023: $0 paid 2024: $0 paid 2025: $15,929 paid 2011 · $92.8M 1978 2025
$138.3M
total paid
$44,636
average claim
$1.0M
largest single claim
47%
in high-risk flood zones (A/V)

RECORDED — these are actual paid NFIP claims (a redacted census from OpenFEMA), not a model. They are the realized counterpart to the FEMA risk score above: one is what happened and got paid, the other is what a model predicts.

Scope: these are flood-insurance claims, so they undercount flooding where owners were uninsured — read this as "what NFIP paid here," not "every flood." County-level totals, not a per-property or per-address verdict. Verify a specific address and buy coverage at FloodSmart.gov; the underlying data is OpenFEMA NFIP Redacted Claims.

What these figures mean

  • RATING — the FEMA risk score, expected loss, social vulnerability, and resilience are FEMA/CDC models, not records of disasters that happened. The 0–100 scores are already national percentiles.
  • MEASURED — population is a recorded census figure.
  • COMPUTED — the county's rank within the dollar-loss distribution is our placement over the 3,232 counties.
  • CONTEXT — the note below is framing, not a measurement.

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What this is — and is not

This is FEMA/CDC modeled hazard exposure for Broome, NY and where it ranks among U.S. counties. It is not a verdict on whether Broome is a good or bad place to live — hazard exposure is not place quality, and a county can't opt out of its geography. It is not a per-property or per-address risk assessment, not a prediction of any specific disaster, and not insurance advice. For site-specific risk use a per-property assessment; for the underlying model see FEMA National Risk Index.