Property Atlas

County hazard profile

Valencia, NM

New Mexico · pop. 75,987 · FIPS 35061

Relatively Moderate
FEMA risk rating · RATING
Earthquake
dominant hazard
$38M
modeled expected annual loss/yr

Expected annual loss · all 3,232 U.S. counties

among the lowest nationally

national median $15M/yr Valencia $38M

A real dollar distribution: most counties sit far below a handful of high-exposure ones. A FEMA model of annual loss, not a record of disasters.

FEMA national percentile scores

FEMA/CDC score each county 0–100 against all others — the score is the national rank (RATING). Higher risk and vulnerability are worse; higher resilience is better.

FEMA risk indexRelatively Moderate 82.25/100
national median ~50 higher than 82% of counties
Social vulnerabilityRelatively High 64.22/100
national median ~50 near the national middle (64th percentile)
Community resilienceVery Low 3.85/100
national median ~50 among the lowest nationally

Recorded · NFIP flood claims RECORDED

Realized flood losses in Valencia

The National Flood Insurance Program has paid 125 flood-insurance claims totaling $982K in Valencia since 1979. The costliest year was 2021 ($420K paid).

Flood-insurance dollars paid by year of loss

1979: $15,468 paid 1980: $0 paid 1982: $646 paid 1987: $0 paid 1988: $2,144 paid 1991: $568 paid 1996: $0 paid 1997: $0 paid 1998: $0 paid 1999: $34,790 paid 2000: $311 paid 2002: $3,434 paid 2003: $0 paid 2004: $4,844 paid 2005: $3,219 paid 2006: $156,313 paid 2007: $1,202 paid 2008: $46,601 paid 2009: $8,234 paid 2010: $0 paid 2011: $7,563 paid 2012: $14,375 paid 2013: $38,306 paid 2014: $0 paid 2015: $8,859 paid 2016: $0 paid 2017: $161,216 paid 2018: $24,435 paid 2019: $0 paid 2020: $29,914 paid 2021: $419,850 paid 2023: $0 paid 2024: $0 paid 2025: $0 paid 2021 · $420K 1979 2025
$982K
total paid
$7,858
average claim
$109K
largest single claim
81%
in high-risk flood zones (A/V)

RECORDED — these are actual paid NFIP claims (a redacted census from OpenFEMA), not a model. They are the realized counterpart to the FEMA risk score above: one is what happened and got paid, the other is what a model predicts.

Scope: these are flood-insurance claims, so they undercount flooding where owners were uninsured — read this as "what NFIP paid here," not "every flood." County-level totals, not a per-property or per-address verdict. Verify a specific address and buy coverage at FloodSmart.gov; the underlying data is OpenFEMA NFIP Redacted Claims.

What these figures mean

  • RATING — the FEMA risk score, expected loss, social vulnerability, and resilience are FEMA/CDC models, not records of disasters that happened. The 0–100 scores are already national percentiles.
  • MEASURED — population is a recorded census figure.
  • COMPUTED — the county's rank within the dollar-loss distribution is our placement over the 3,232 counties.
  • CONTEXT — the note below is framing, not a measurement.

Also available: structured data (JSON-LD) · plain text

What this is — and is not

This is FEMA/CDC modeled hazard exposure for Valencia, NM and where it ranks among U.S. counties. It is not a verdict on whether Valencia is a good or bad place to live — hazard exposure is not place quality, and a county can't opt out of its geography. It is not a per-property or per-address risk assessment, not a prediction of any specific disaster, and not insurance advice. For site-specific risk use a per-property assessment; for the underlying model see FEMA National Risk Index.