Property Atlas

County hazard profile

Eddy, NM

New Mexico · pop. 62,139 · FIPS 35015

Relatively Moderate
FEMA risk rating · RATING
Winter Weather
dominant hazard
$44M
modeled expected annual loss/yr

Expected annual loss · all 3,232 U.S. counties

among the lowest nationally

national median $15M/yr Eddy $44M

A real dollar distribution: most counties sit far below a handful of high-exposure ones. A FEMA model of annual loss, not a record of disasters.

FEMA national percentile scores

FEMA/CDC score each county 0–100 against all others — the score is the national rank (RATING). Higher risk and vulnerability are worse; higher resilience is better.

FEMA risk indexRelatively Moderate 83.65/100
national median ~50 higher than 84% of counties
Social vulnerabilityRelatively Moderate 56.9/100
national median ~50 near the national middle (57th percentile)
Community resilienceVery Low 12.56/100
national median ~50 among the lowest nationally

Recorded · NFIP flood claims RECORDED

Realized flood losses in Eddy

The National Flood Insurance Program has paid 51 flood-insurance claims totaling $333K in Eddy since 1978. The costliest year was 2004 ($137K paid).

Flood-insurance dollars paid by year of loss

1978: $0 paid 1980: $17,525 paid 1981: $803 paid 1984: $2,687 paid 1985: $0 paid 1991: $0 paid 1992: $0 paid 1997: $4,430 paid 2002: $115,124 paid 2003: $3,283 paid 2004: $136,980 paid 2006: $30,937 paid 2007: $0 paid 2009: $0 paid 2010: $8,677 paid 2013: $0 paid 2014: $12,200 paid 2019: $0 paid 2021: $0 paid 2004 · $137K 1978 2021
$333K
total paid
$6,522
average claim
$38K
largest single claim
69%
in high-risk flood zones (A/V)

RECORDED — these are actual paid NFIP claims (a redacted census from OpenFEMA), not a model. They are the realized counterpart to the FEMA risk score above: one is what happened and got paid, the other is what a model predicts.

Scope: these are flood-insurance claims, so they undercount flooding where owners were uninsured — read this as "what NFIP paid here," not "every flood." County-level totals, not a per-property or per-address verdict. Verify a specific address and buy coverage at FloodSmart.gov; the underlying data is OpenFEMA NFIP Redacted Claims.

What these figures mean

  • RATING — the FEMA risk score, expected loss, social vulnerability, and resilience are FEMA/CDC models, not records of disasters that happened. The 0–100 scores are already national percentiles.
  • MEASURED — population is a recorded census figure.
  • COMPUTED — the county's rank within the dollar-loss distribution is our placement over the 3,232 counties.
  • CONTEXT — the note below is framing, not a measurement.

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What this is — and is not

This is FEMA/CDC modeled hazard exposure for Eddy, NM and where it ranks among U.S. counties. It is not a verdict on whether Eddy is a good or bad place to live — hazard exposure is not place quality, and a county can't opt out of its geography. It is not a per-property or per-address risk assessment, not a prediction of any specific disaster, and not insurance advice. For site-specific risk use a per-property assessment; for the underlying model see FEMA National Risk Index.