Property Atlas

County hazard profile

Warren, NJ

New Jersey · pop. 109,580 · FIPS 34041

Relatively Low
FEMA risk rating · RATING
Strong Wind
dominant hazard
$57M
modeled expected annual loss/yr

Expected annual loss · all 3,232 U.S. counties

among the lowest nationally

national median $15M/yr Warren $57M

A real dollar distribution: most counties sit far below a handful of high-exposure ones. A FEMA model of annual loss, not a record of disasters.

FEMA national percentile scores

FEMA/CDC score each county 0–100 against all others — the score is the national rank (RATING). Higher risk and vulnerability are worse; higher resilience is better.

FEMA risk indexRelatively Low 80.76/100
national median ~50 higher than 81% of counties
Social vulnerabilityVery Low 12.21/100
national median ~50 among the lowest nationally
Community resilienceRelatively High 79.23/100
national median ~50 higher than 79% of counties

Recorded · NFIP flood claims RECORDED

Realized flood losses in Warren

The National Flood Insurance Program has paid 1,272 flood-insurance claims totaling $32.6M in Warren since 1978. The costliest year was 2005 ($10.7M paid).

Flood-insurance dollars paid by year of loss

1978: $0 paid 1979: $55,433 paid 1981: $246,604 paid 1982: $1,434 paid 1983: $15,016 paid 1984: $234,265 paid 1986: $284,924 paid 1987: $0 paid 1988: $728 paid 1989: $20,962 paid 1992: $26,345 paid 1993: $4,175 paid 1994: $21,303 paid 1995: $7,444 paid 1996: $1,784,803 paid 1998: $0 paid 1999: $106,392 paid 2000: $48,253 paid 2003: $60,315 paid 2004: $6,058,402 paid 2005: $10,722,349 paid 2006: $9,576,006 paid 2007: $251,198 paid 2008: $27,442 paid 2009: $0 paid 2010: $37,421 paid 2011: $2,072,229 paid 2012: $149,591 paid 2013: $0 paid 2014: $0 paid 2015: $2,311 paid 2019: $16,542 paid 2020: $85,288 paid 2021: $150,057 paid 2022: $10,966 paid 2023: $509,934 paid 2024: $38,340 paid 2005 · $10.7M 1978 2024
$32.6M
total paid
$25,650
average claim
$350K
largest single claim
69%
in high-risk flood zones (A/V)

RECORDED — these are actual paid NFIP claims (a redacted census from OpenFEMA), not a model. They are the realized counterpart to the FEMA risk score above: one is what happened and got paid, the other is what a model predicts.

Scope: these are flood-insurance claims, so they undercount flooding where owners were uninsured — read this as "what NFIP paid here," not "every flood." County-level totals, not a per-property or per-address verdict. Verify a specific address and buy coverage at FloodSmart.gov; the underlying data is OpenFEMA NFIP Redacted Claims.

What these figures mean

  • RATING — the FEMA risk score, expected loss, social vulnerability, and resilience are FEMA/CDC models, not records of disasters that happened. The 0–100 scores are already national percentiles.
  • MEASURED — population is a recorded census figure.
  • COMPUTED — the county's rank within the dollar-loss distribution is our placement over the 3,232 counties.
  • CONTEXT — the note below is framing, not a measurement.

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What this is — and is not

This is FEMA/CDC modeled hazard exposure for Warren, NJ and where it ranks among U.S. counties. It is not a verdict on whether Warren is a good or bad place to live — hazard exposure is not place quality, and a county can't opt out of its geography. It is not a per-property or per-address risk assessment, not a prediction of any specific disaster, and not insurance advice. For site-specific risk use a per-property assessment; for the underlying model see FEMA National Risk Index.