Property Atlas

County hazard profile

Sussex, NJ

New Jersey · pop. 144,119 · FIPS 34037

Relatively Low
FEMA risk rating · RATING
Strong Wind
dominant hazard
$59M
modeled expected annual loss/yr

Expected annual loss · all 3,232 U.S. counties

among the lowest nationally

national median $15M/yr Sussex $59M

A real dollar distribution: most counties sit far below a handful of high-exposure ones. A FEMA model of annual loss, not a record of disasters.

FEMA national percentile scores

FEMA/CDC score each county 0–100 against all others — the score is the national rank (RATING). Higher risk and vulnerability are worse; higher resilience is better.

FEMA risk indexRelatively Low 77.45/100
national median ~50 higher than 77% of counties
Social vulnerabilityVery Low 10.62/100
national median ~50 among the lowest nationally
Community resilienceVery High 84.54/100
national median ~50 higher than 85% of counties

Recorded · NFIP flood claims RECORDED

Realized flood losses in Sussex

The National Flood Insurance Program has paid 192 flood-insurance claims totaling $2.0M in Sussex since 1978. The costliest year was 2011 ($888K paid).

Flood-insurance dollars paid by year of loss

1978: $1,412 paid 1979: $1,606 paid 1980: $1,339 paid 1981: $9,696 paid 1982: $0 paid 1983: $15,618 paid 1984: $8,368 paid 1985: $0 paid 1986: $3,876 paid 1989: $658 paid 1991: $1,899 paid 1992: $31,941 paid 1993: $3,120 paid 1994: $0 paid 1995: $3,706 paid 1996: $55,547 paid 1998: $0 paid 1999: $11,471 paid 2000: $23,178 paid 2003: $0 paid 2004: $98,980 paid 2005: $157,694 paid 2006: $227,020 paid 2007: $33,893 paid 2008: $18,132 paid 2009: $12,015 paid 2010: $54,772 paid 2011: $887,600 paid 2014: $0 paid 2016: $5,012 paid 2017: $5,773 paid 2018: $254,730 paid 2021: $23,368 paid 2023: $1,657 paid 2024: $0 paid 2011 · $888K 1978 2024
$2.0M
total paid
$10,178
average claim
$235K
largest single claim
41%
in high-risk flood zones (A/V)

RECORDED — these are actual paid NFIP claims (a redacted census from OpenFEMA), not a model. They are the realized counterpart to the FEMA risk score above: one is what happened and got paid, the other is what a model predicts.

Scope: these are flood-insurance claims, so they undercount flooding where owners were uninsured — read this as "what NFIP paid here," not "every flood." County-level totals, not a per-property or per-address verdict. Verify a specific address and buy coverage at FloodSmart.gov; the underlying data is OpenFEMA NFIP Redacted Claims.

What these figures mean

  • RATING — the FEMA risk score, expected loss, social vulnerability, and resilience are FEMA/CDC models, not records of disasters that happened. The 0–100 scores are already national percentiles.
  • MEASURED — population is a recorded census figure.
  • COMPUTED — the county's rank within the dollar-loss distribution is our placement over the 3,232 counties.
  • CONTEXT — the note below is framing, not a measurement.

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What this is — and is not

This is FEMA/CDC modeled hazard exposure for Sussex, NJ and where it ranks among U.S. counties. It is not a verdict on whether Sussex is a good or bad place to live — hazard exposure is not place quality, and a county can't opt out of its geography. It is not a per-property or per-address risk assessment, not a prediction of any specific disaster, and not insurance advice. For site-specific risk use a per-property assessment; for the underlying model see FEMA National Risk Index.