Property Atlas

County hazard profile

Hillsborough, NH

New Hampshire · pop. 422,867 · FIPS 33011

Relatively Moderate
FEMA risk rating · RATING
Ice Storm
dominant hazard
$120M
modeled expected annual loss/yr

Expected annual loss · all 3,232 U.S. counties

lower than most counties (37th percentile)

national median $15M/yr Hillsborough $120M

A real dollar distribution: most counties sit far below a handful of high-exposure ones. A FEMA model of annual loss, not a record of disasters.

FEMA national percentile scores

FEMA/CDC score each county 0–100 against all others — the score is the national rank (RATING). Higher risk and vulnerability are worse; higher resilience is better.

FEMA risk indexRelatively Moderate 89.76/100
national median ~50 among the highest nationally
Social vulnerabilityVery Low 10.62/100
national median ~50 among the lowest nationally
Community resilienceRelatively High 64.31/100
national median ~50 near the national middle (64th percentile)

Recorded · NFIP flood claims RECORDED

Realized flood losses in Hillsborough

The National Flood Insurance Program has paid 629 flood-insurance claims totaling $10.4M in Hillsborough since 1978. The costliest year was 2006 ($5.0M paid).

Flood-insurance dollars paid by year of loss

1978: $78,261 paid 1979: $119,155 paid 1980: $6,864 paid 1981: $3,127 paid 1982: $1,882 paid 1983: $18,199 paid 1984: $38,062 paid 1986: $111,200 paid 1987: $241,510 paid 1988: $350 paid 1989: $457 paid 1991: $0 paid 1993: $0 paid 1994: $5,121 paid 1995: $0 paid 1996: $155,048 paid 1997: $0 paid 1998: $9,587 paid 1999: $0 paid 2000: $13,506 paid 2001: $2,052 paid 2003: $15,313 paid 2004: $125,190 paid 2005: $84,411 paid 2006: $4,965,151 paid 2007: $3,466,234 paid 2008: $70,816 paid 2010: $242,418 paid 2011: $47,867 paid 2012: $7,318 paid 2013: $3,942 paid 2014: $3,086 paid 2015: $10,290 paid 2016: $0 paid 2017: $20,218 paid 2018: $132,008 paid 2019: $6,038 paid 2022: $0 paid 2023: $427,869 paid 2024: $4,631 paid 2006 · $5.0M 1978 2024
$10.4M
total paid
$16,593
average claim
$376K
largest single claim
51%
in high-risk flood zones (A/V)

RECORDED — these are actual paid NFIP claims (a redacted census from OpenFEMA), not a model. They are the realized counterpart to the FEMA risk score above: one is what happened and got paid, the other is what a model predicts.

Scope: these are flood-insurance claims, so they undercount flooding where owners were uninsured — read this as "what NFIP paid here," not "every flood." County-level totals, not a per-property or per-address verdict. Verify a specific address and buy coverage at FloodSmart.gov; the underlying data is OpenFEMA NFIP Redacted Claims.

What these figures mean

  • RATING — the FEMA risk score, expected loss, social vulnerability, and resilience are FEMA/CDC models, not records of disasters that happened. The 0–100 scores are already national percentiles.
  • MEASURED — population is a recorded census figure.
  • COMPUTED — the county's rank within the dollar-loss distribution is our placement over the 3,232 counties.
  • CONTEXT — the note below is framing, not a measurement.

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What this is — and is not

This is FEMA/CDC modeled hazard exposure for Hillsborough, NH and where it ranks among U.S. counties. It is not a verdict on whether Hillsborough is a good or bad place to live — hazard exposure is not place quality, and a county can't opt out of its geography. It is not a per-property or per-address risk assessment, not a prediction of any specific disaster, and not insurance advice. For site-specific risk use a per-property assessment; for the underlying model see FEMA National Risk Index.