Property Atlas

County hazard profile

Coos, NH

New Hampshire · pop. 31,248 · FIPS 33007

Relatively Low
FEMA risk rating · RATING
Avalanche
dominant hazard
$27M
modeled expected annual loss/yr

Expected annual loss · all 3,232 U.S. counties

among the lowest nationally

national median $15M/yr Coos $27M

A real dollar distribution: most counties sit far below a handful of high-exposure ones. A FEMA model of annual loss, not a record of disasters.

FEMA national percentile scores

FEMA/CDC score each county 0–100 against all others — the score is the national rank (RATING). Higher risk and vulnerability are worse; higher resilience is better.

FEMA risk indexRelatively Low 72.77/100
national median ~50 near the national middle (73rd percentile)
Social vulnerabilityRelatively Moderate 59.83/100
national median ~50 near the national middle (60th percentile)
Community resilienceRelatively Moderate 53.53/100
national median ~50 near the national middle (54th percentile)

Recorded · NFIP flood claims RECORDED

Realized flood losses in Coos

The National Flood Insurance Program has paid 95 flood-insurance claims totaling $669K in Coos since 1978. The costliest year was 2023 ($164K paid).

Flood-insurance dollars paid by year of loss

1978: $6,928 paid 1979: $17,179 paid 1981: $29,351 paid 1982: $18,714 paid 1984: $6,276 paid 1986: $854 paid 1987: $0 paid 1989: $1,035 paid 1990: $0 paid 1995: $14,233 paid 1996: $3,539 paid 1998: $162,526 paid 1999: $2,016 paid 2000: $14,423 paid 2001: $32,000 paid 2002: $7,902 paid 2005: $42,583 paid 2011: $52,117 paid 2014: $72,543 paid 2015: $0 paid 2017: $18,095 paid 2018: $0 paid 2019: $3,114 paid 2022: $0 paid 2023: $163,880 paid 2024: $0 paid 2023 · $164K 1978 2024
$669K
total paid
$7,045
average claim
$73K
largest single claim
54%
in high-risk flood zones (A/V)

RECORDED — these are actual paid NFIP claims (a redacted census from OpenFEMA), not a model. They are the realized counterpart to the FEMA risk score above: one is what happened and got paid, the other is what a model predicts.

Scope: these are flood-insurance claims, so they undercount flooding where owners were uninsured — read this as "what NFIP paid here," not "every flood." County-level totals, not a per-property or per-address verdict. Verify a specific address and buy coverage at FloodSmart.gov; the underlying data is OpenFEMA NFIP Redacted Claims.

What these figures mean

  • RATING — the FEMA risk score, expected loss, social vulnerability, and resilience are FEMA/CDC models, not records of disasters that happened. The 0–100 scores are already national percentiles.
  • MEASURED — population is a recorded census figure.
  • COMPUTED — the county's rank within the dollar-loss distribution is our placement over the 3,232 counties.
  • CONTEXT — the note below is framing, not a measurement.

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What this is — and is not

This is FEMA/CDC modeled hazard exposure for Coos, NH and where it ranks among U.S. counties. It is not a verdict on whether Coos is a good or bad place to live — hazard exposure is not place quality, and a county can't opt out of its geography. It is not a per-property or per-address risk assessment, not a prediction of any specific disaster, and not insurance advice. For site-specific risk use a per-property assessment; for the underlying model see FEMA National Risk Index.