Property Atlas

County hazard profile

Cheshire, NH

New Hampshire · pop. 76,445 · FIPS 33005

Relatively Low
FEMA risk rating · RATING
Landslide
dominant hazard
$27M
modeled expected annual loss/yr

Expected annual loss · all 3,232 U.S. counties

among the lowest nationally

national median $15M/yr Cheshire $27M

A real dollar distribution: most counties sit far below a handful of high-exposure ones. A FEMA model of annual loss, not a record of disasters.

FEMA national percentile scores

FEMA/CDC score each county 0–100 against all others — the score is the national rank (RATING). Higher risk and vulnerability are worse; higher resilience is better.

FEMA risk indexRelatively Low 60.5/100
national median ~50 near the national middle (61st percentile)
Social vulnerabilityVery Low 14.06/100
national median ~50 among the lowest nationally
Community resilienceRelatively High 65.52/100
national median ~50 near the national middle (66th percentile)

Recorded · NFIP flood claims RECORDED

Realized flood losses in Cheshire

The National Flood Insurance Program has paid 247 flood-insurance claims totaling $6.7M in Cheshire since 1978. The costliest year was 2005 ($4.1M paid).

Flood-insurance dollars paid by year of loss

1978: $0 paid 1979: $10,157 paid 1981: $1,919 paid 1982: $0 paid 1984: $227,038 paid 1985: $0 paid 1986: $3,623 paid 1987: $37,066 paid 1989: $0 paid 1993: $424 paid 1994: $0 paid 1995: $25,313 paid 1996: $13,079 paid 2000: $1,377 paid 2003: $3,379 paid 2005: $4,095,291 paid 2010: $68,601 paid 2011: $29,419 paid 2012: $1,692,595 paid 2013: $46,948 paid 2014: $10,242 paid 2017: $7,854 paid 2018: $0 paid 2019: $0 paid 2021: $292,743 paid 2023: $122,492 paid 2005 · $4.1M 1978 2023
$6.7M
total paid
$27,083
average claim
$1.0M
largest single claim
71%
in high-risk flood zones (A/V)

RECORDED — these are actual paid NFIP claims (a redacted census from OpenFEMA), not a model. They are the realized counterpart to the FEMA risk score above: one is what happened and got paid, the other is what a model predicts.

Scope: these are flood-insurance claims, so they undercount flooding where owners were uninsured — read this as "what NFIP paid here," not "every flood." County-level totals, not a per-property or per-address verdict. Verify a specific address and buy coverage at FloodSmart.gov; the underlying data is OpenFEMA NFIP Redacted Claims.

What these figures mean

  • RATING — the FEMA risk score, expected loss, social vulnerability, and resilience are FEMA/CDC models, not records of disasters that happened. The 0–100 scores are already national percentiles.
  • MEASURED — population is a recorded census figure.
  • COMPUTED — the county's rank within the dollar-loss distribution is our placement over the 3,232 counties.
  • CONTEXT — the note below is framing, not a measurement.

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What this is — and is not

This is FEMA/CDC modeled hazard exposure for Cheshire, NH and where it ranks among U.S. counties. It is not a verdict on whether Cheshire is a good or bad place to live — hazard exposure is not place quality, and a county can't opt out of its geography. It is not a per-property or per-address risk assessment, not a prediction of any specific disaster, and not insurance advice. For site-specific risk use a per-property assessment; for the underlying model see FEMA National Risk Index.