Property Atlas

County hazard profile

Belknap, NH

New Hampshire · pop. 63,653 · FIPS 33001

Relatively Low
FEMA risk rating · RATING
Lightning
dominant hazard
$24M
modeled expected annual loss/yr

Expected annual loss · all 3,232 U.S. counties

among the lowest nationally

national median $15M/yr Belknap $24M

A real dollar distribution: most counties sit far below a handful of high-exposure ones. A FEMA model of annual loss, not a record of disasters.

FEMA national percentile scores

FEMA/CDC score each county 0–100 against all others — the score is the national rank (RATING). Higher risk and vulnerability are worse; higher resilience is better.

FEMA risk indexRelatively Low 57.38/100
national median ~50 near the national middle (57th percentile)
Social vulnerabilityVery Low 16.98/100
national median ~50 among the lowest nationally
Community resilienceVery High 81.46/100
national median ~50 higher than 81% of counties

Recorded · NFIP flood claims RECORDED

Realized flood losses in Belknap

The National Flood Insurance Program has paid 108 flood-insurance claims totaling $924K in Belknap since 1978. The costliest year was 2005 ($302K paid).

Flood-insurance dollars paid by year of loss

1978: $318 paid 1979: $138 paid 1981: $202 paid 1983: $725 paid 1984: $38,672 paid 1988: $0 paid 1991: $12,448 paid 1992: $6,607 paid 1993: $0 paid 1995: $7,623 paid 1996: $66,529 paid 1998: $84,164 paid 2000: $2,322 paid 2001: $0 paid 2003: $0 paid 2005: $301,896 paid 2006: $89,726 paid 2007: $86,646 paid 2008: $58,100 paid 2009: $17,683 paid 2010: $30,989 paid 2011: $28,714 paid 2012: $5,224 paid 2013: $60,689 paid 2014: $22,522 paid 2015: $2,214 paid 2005 · $302K 1978 2015
$924K
total paid
$8,557
average claim
$82K
largest single claim
56%
in high-risk flood zones (A/V)

RECORDED — these are actual paid NFIP claims (a redacted census from OpenFEMA), not a model. They are the realized counterpart to the FEMA risk score above: one is what happened and got paid, the other is what a model predicts.

Scope: these are flood-insurance claims, so they undercount flooding where owners were uninsured — read this as "what NFIP paid here," not "every flood." County-level totals, not a per-property or per-address verdict. Verify a specific address and buy coverage at FloodSmart.gov; the underlying data is OpenFEMA NFIP Redacted Claims.

What these figures mean

  • RATING — the FEMA risk score, expected loss, social vulnerability, and resilience are FEMA/CDC models, not records of disasters that happened. The 0–100 scores are already national percentiles.
  • MEASURED — population is a recorded census figure.
  • COMPUTED — the county's rank within the dollar-loss distribution is our placement over the 3,232 counties.
  • CONTEXT — the note below is framing, not a measurement.

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What this is — and is not

This is FEMA/CDC modeled hazard exposure for Belknap, NH and where it ranks among U.S. counties. It is not a verdict on whether Belknap is a good or bad place to live — hazard exposure is not place quality, and a county can't opt out of its geography. It is not a per-property or per-address risk assessment, not a prediction of any specific disaster, and not insurance advice. For site-specific risk use a per-property assessment; for the underlying model see FEMA National Risk Index.