Property Atlas

County hazard profile

Valley, NE

Nebraska · pop. 4,059 · FIPS 31175

Very Low
FEMA risk rating · RATING
Hail
dominant hazard
$9M
modeled expected annual loss/yr

Expected annual loss · all 3,232 U.S. counties

among the lowest nationally

national median $15M/yr Valley $9M

A real dollar distribution: most counties sit far below a handful of high-exposure ones. A FEMA model of annual loss, not a record of disasters.

FEMA national percentile scores

FEMA/CDC score each county 0–100 against all others — the score is the national rank (RATING). Higher risk and vulnerability are worse; higher resilience is better.

FEMA risk indexVery Low 26.02/100
national median ~50 lower than most counties (26th percentile)
Social vulnerabilityRelatively Low 33.21/100
national median ~50 lower than most counties (33rd percentile)
Community resilienceRelatively Moderate 40.81/100
national median ~50 near the national middle (41st percentile)

Recorded · NFIP flood claims RECORDED

Realized flood losses in Valley

The National Flood Insurance Program has paid 8 flood-insurance claims totaling $111K in Valley since 2002. The costliest year was 2019 ($81K paid).

Flood-insurance dollars paid by year of loss

2002: $4,991 paid 2010: $23,556 paid 2016: $1,202 paid 2019: $80,915 paid 2019 · $81K 2002 2019
$111K
total paid
$13,833
average claim
$47K
largest single claim
63%
in high-risk flood zones (A/V)

RECORDED — these are actual paid NFIP claims (a redacted census from OpenFEMA), not a model. They are the realized counterpart to the FEMA risk score above: one is what happened and got paid, the other is what a model predicts.

Scope: these are flood-insurance claims, so they undercount flooding where owners were uninsured — read this as "what NFIP paid here," not "every flood." County-level totals, not a per-property or per-address verdict. Verify a specific address and buy coverage at FloodSmart.gov; the underlying data is OpenFEMA NFIP Redacted Claims.

What these figures mean

  • RATING — the FEMA risk score, expected loss, social vulnerability, and resilience are FEMA/CDC models, not records of disasters that happened. The 0–100 scores are already national percentiles.
  • MEASURED — population is a recorded census figure.
  • COMPUTED — the county's rank within the dollar-loss distribution is our placement over the 3,232 counties.
  • CONTEXT — the note below is framing, not a measurement.

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What this is — and is not

This is FEMA/CDC modeled hazard exposure for Valley, NE and where it ranks among U.S. counties. It is not a verdict on whether Valley is a good or bad place to live — hazard exposure is not place quality, and a county can't opt out of its geography. It is not a per-property or per-address risk assessment, not a prediction of any specific disaster, and not insurance advice. For site-specific risk use a per-property assessment; for the underlying model see FEMA National Risk Index.