Property Atlas

County hazard profile

Saunders, NE

Nebraska · pop. 22,262 · FIPS 31155

Very Low
FEMA risk rating · RATING
Hail
dominant hazard
$16M
modeled expected annual loss/yr

Expected annual loss · all 3,232 U.S. counties

among the lowest nationally

national median $15M/yr Saunders $16M

A real dollar distribution: most counties sit far below a handful of high-exposure ones. A FEMA model of annual loss, not a record of disasters.

FEMA national percentile scores

FEMA/CDC score each county 0–100 against all others — the score is the national rank (RATING). Higher risk and vulnerability are worse; higher resilience is better.

FEMA risk indexVery Low 29.1/100
national median ~50 lower than most counties (29th percentile)
Social vulnerabilityVery Low 10.62/100
national median ~50 among the lowest nationally
Community resilienceVery High 92.08/100
national median ~50 among the highest nationally

Recorded · NFIP flood claims RECORDED

Realized flood losses in Saunders

The National Flood Insurance Program has paid 259 flood-insurance claims totaling $4.3M in Saunders since 1978. The costliest year was 2019 ($2.1M paid).

Flood-insurance dollars paid by year of loss

1978: $14,611 paid 1979: $1,552 paid 1980: $5,291 paid 1982: $37,954 paid 1983: $9,563 paid 1984: $266,927 paid 1986: $20,028 paid 1987: $12,107 paid 1989: $9,706 paid 1990: $11,270 paid 1993: $398,187 paid 1994: $3,914 paid 1996: $0 paid 1997: $805,947 paid 1998: $0 paid 1999: $25,373 paid 2001: $8,292 paid 2002: $286 paid 2006: $6,473 paid 2007: $27,774 paid 2008: $3,368 paid 2010: $64,071 paid 2012: $0 paid 2015: $363,348 paid 2016: $9,521 paid 2019: $2,080,553 paid 2024: $124,309 paid 2019 · $2.1M 1978 2024
$4.3M
total paid
$16,643
average claim
$347K
largest single claim
60%
in high-risk flood zones (A/V)

RECORDED — these are actual paid NFIP claims (a redacted census from OpenFEMA), not a model. They are the realized counterpart to the FEMA risk score above: one is what happened and got paid, the other is what a model predicts.

Scope: these are flood-insurance claims, so they undercount flooding where owners were uninsured — read this as "what NFIP paid here," not "every flood." County-level totals, not a per-property or per-address verdict. Verify a specific address and buy coverage at FloodSmart.gov; the underlying data is OpenFEMA NFIP Redacted Claims.

What these figures mean

  • RATING — the FEMA risk score, expected loss, social vulnerability, and resilience are FEMA/CDC models, not records of disasters that happened. The 0–100 scores are already national percentiles.
  • MEASURED — population is a recorded census figure.
  • COMPUTED — the county's rank within the dollar-loss distribution is our placement over the 3,232 counties.
  • CONTEXT — the note below is framing, not a measurement.

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What this is — and is not

This is FEMA/CDC modeled hazard exposure for Saunders, NE and where it ranks among U.S. counties. It is not a verdict on whether Saunders is a good or bad place to live — hazard exposure is not place quality, and a county can't opt out of its geography. It is not a per-property or per-address risk assessment, not a prediction of any specific disaster, and not insurance advice. For site-specific risk use a per-property assessment; for the underlying model see FEMA National Risk Index.