Property Atlas

County hazard profile

Platte, NE

Nebraska · pop. 34,261 · FIPS 31141

Relatively Low
FEMA risk rating · RATING
Hail
dominant hazard
$32M
modeled expected annual loss/yr

Expected annual loss · all 3,232 U.S. counties

among the lowest nationally

national median $15M/yr Platte $32M

A real dollar distribution: most counties sit far below a handful of high-exposure ones. A FEMA model of annual loss, not a record of disasters.

FEMA national percentile scores

FEMA/CDC score each county 0–100 against all others — the score is the national rank (RATING). Higher risk and vulnerability are worse; higher resilience is better.

FEMA risk indexRelatively Low 70.58/100
national median ~50 near the national middle (71st percentile)
Social vulnerabilityRelatively Low 25.32/100
national median ~50 lower than most counties (25th percentile)
Community resilienceRelatively Moderate 55.41/100
national median ~50 near the national middle (55th percentile)

Recorded · NFIP flood claims RECORDED

Realized flood losses in Platte

The National Flood Insurance Program has paid 87 flood-insurance claims totaling $1.5M in Platte since 1978. The costliest year was 2019 ($911K paid).

Flood-insurance dollars paid by year of loss

1978: $10,257 paid 1979: $2,178 paid 1980: $0 paid 1981: $17,155 paid 1982: $19,701 paid 1984: $0 paid 1985: $4,682 paid 1986: $11,683 paid 1987: $0 paid 1990: $68,067 paid 1993: $103,890 paid 1996: $3,767 paid 1999: $6,446 paid 2001: $0 paid 2004: $18,487 paid 2006: $0 paid 2008: $174,042 paid 2010: $14,439 paid 2017: $19,355 paid 2018: $8,314 paid 2019: $911,166 paid 2022: $42,337 paid 2025: $19,668 paid 2019 · $911K 1978 2025
$1.5M
total paid
$16,731
average claim
$200K
largest single claim
54%
in high-risk flood zones (A/V)

RECORDED — these are actual paid NFIP claims (a redacted census from OpenFEMA), not a model. They are the realized counterpart to the FEMA risk score above: one is what happened and got paid, the other is what a model predicts.

Scope: these are flood-insurance claims, so they undercount flooding where owners were uninsured — read this as "what NFIP paid here," not "every flood." County-level totals, not a per-property or per-address verdict. Verify a specific address and buy coverage at FloodSmart.gov; the underlying data is OpenFEMA NFIP Redacted Claims.

What these figures mean

  • RATING — the FEMA risk score, expected loss, social vulnerability, and resilience are FEMA/CDC models, not records of disasters that happened. The 0–100 scores are already national percentiles.
  • MEASURED — population is a recorded census figure.
  • COMPUTED — the county's rank within the dollar-loss distribution is our placement over the 3,232 counties.
  • CONTEXT — the note below is framing, not a measurement.

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What this is — and is not

This is FEMA/CDC modeled hazard exposure for Platte, NE and where it ranks among U.S. counties. It is not a verdict on whether Platte is a good or bad place to live — hazard exposure is not place quality, and a county can't opt out of its geography. It is not a per-property or per-address risk assessment, not a prediction of any specific disaster, and not insurance advice. For site-specific risk use a per-property assessment; for the underlying model see FEMA National Risk Index.