Property Atlas

County hazard profile

Madison, NE

Nebraska · pop. 35,573 · FIPS 31119

Relatively Low
FEMA risk rating · RATING
Hail
dominant hazard
$27M
modeled expected annual loss/yr

Expected annual loss · all 3,232 U.S. counties

among the lowest nationally

national median $15M/yr Madison $27M

A real dollar distribution: most counties sit far below a handful of high-exposure ones. A FEMA model of annual loss, not a record of disasters.

FEMA national percentile scores

FEMA/CDC score each county 0–100 against all others — the score is the national rank (RATING). Higher risk and vulnerability are worse; higher resilience is better.

FEMA risk indexRelatively Low 60.88/100
national median ~50 near the national middle (61st percentile)
Social vulnerabilityVery Low 16.28/100
national median ~50 among the lowest nationally
Community resilienceRelatively Moderate 48.95/100
national median ~50 near the national middle (49th percentile)

Recorded · NFIP flood claims RECORDED

Realized flood losses in Madison

The National Flood Insurance Program has paid 70 flood-insurance claims totaling $3.4M in Madison since 1982. The costliest year was 2010 ($3.0M paid).

Flood-insurance dollars paid by year of loss

1982: $0 paid 1983: $0 paid 1984: $0 paid 1987: $0 paid 1990: $25,332 paid 1991: $3,555 paid 1993: $5,337 paid 1998: $2,152 paid 1999: $39,736 paid 2000: $2,456 paid 2004: $11,726 paid 2005: $2,751 paid 2007: $3,620 paid 2008: $3,946 paid 2010: $2,988,726 paid 2016: $0 paid 2019: $312,137 paid 2023: $6,484 paid 2010 · $3.0M 1982 2023
$3.4M
total paid
$48,685
average claim
$1.0M
largest single claim
76%
in high-risk flood zones (A/V)

RECORDED — these are actual paid NFIP claims (a redacted census from OpenFEMA), not a model. They are the realized counterpart to the FEMA risk score above: one is what happened and got paid, the other is what a model predicts.

Scope: these are flood-insurance claims, so they undercount flooding where owners were uninsured — read this as "what NFIP paid here," not "every flood." County-level totals, not a per-property or per-address verdict. Verify a specific address and buy coverage at FloodSmart.gov; the underlying data is OpenFEMA NFIP Redacted Claims.

What these figures mean

  • RATING — the FEMA risk score, expected loss, social vulnerability, and resilience are FEMA/CDC models, not records of disasters that happened. The 0–100 scores are already national percentiles.
  • MEASURED — population is a recorded census figure.
  • COMPUTED — the county's rank within the dollar-loss distribution is our placement over the 3,232 counties.
  • CONTEXT — the note below is framing, not a measurement.

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What this is — and is not

This is FEMA/CDC modeled hazard exposure for Madison, NE and where it ranks among U.S. counties. It is not a verdict on whether Madison is a good or bad place to live — hazard exposure is not place quality, and a county can't opt out of its geography. It is not a per-property or per-address risk assessment, not a prediction of any specific disaster, and not insurance advice. For site-specific risk use a per-property assessment; for the underlying model see FEMA National Risk Index.