Property Atlas

County hazard profile

Douglas, NE

Nebraska · pop. 584,427 · FIPS 31055

Relatively High
FEMA risk rating · RATING
Strong Wind
dominant hazard
$234M
modeled expected annual loss/yr

Expected annual loss · all 3,232 U.S. counties

near the national middle (72nd percentile)

national median $15M/yr Douglas $234M

A real dollar distribution: most counties sit far below a handful of high-exposure ones. A FEMA model of annual loss, not a record of disasters.

FEMA national percentile scores

FEMA/CDC score each county 0–100 against all others — the score is the national rank (RATING). Higher risk and vulnerability are worse; higher resilience is better.

FEMA risk indexRelatively High 95.87/100
national median ~50 among the highest nationally
Social vulnerabilityRelatively Low 20.23/100
national median ~50 among the lowest nationally
Community resilienceRelatively High 79.96/100
national median ~50 higher than 80% of counties

Recorded · NFIP flood claims RECORDED

Realized flood losses in Douglas

The National Flood Insurance Program has paid 1,045 flood-insurance claims totaling $14.6M in Douglas since 1978. The costliest year was 2019 ($8.4M paid).

Flood-insurance dollars paid by year of loss

1978: $731,214 paid 1979: $96,265 paid 1980: $64,846 paid 1981: $178 paid 1982: $123,171 paid 1983: $27,687 paid 1984: $824,447 paid 1985: $9,200 paid 1986: $8,842 paid 1987: $1,057 paid 1988: $0 paid 1989: $26,720 paid 1990: $77,150 paid 1991: $34,241 paid 1992: $0 paid 1993: $585,720 paid 1994: $14,914 paid 1995: $211 paid 1996: $37,818 paid 1997: $153,099 paid 1998: $20,955 paid 1999: $233,248 paid 2000: $4,053 paid 2001: $67,291 paid 2003: $11,615 paid 2004: $234,472 paid 2007: $36,821 paid 2008: $50,552 paid 2010: $902,000 paid 2011: $715,104 paid 2012: $0 paid 2014: $54,994 paid 2015: $0 paid 2016: $32,856 paid 2017: $0 paid 2018: $0 paid 2019: $8,403,851 paid 2021: $234,979 paid 2022: $0 paid 2024: $724,438 paid 2025: $61,080 paid 2019 · $8.4M 1978 2025
$14.6M
total paid
$13,976
average claim
$500K
largest single claim
67%
in high-risk flood zones (A/V)

RECORDED — these are actual paid NFIP claims (a redacted census from OpenFEMA), not a model. They are the realized counterpart to the FEMA risk score above: one is what happened and got paid, the other is what a model predicts.

Scope: these are flood-insurance claims, so they undercount flooding where owners were uninsured — read this as "what NFIP paid here," not "every flood." County-level totals, not a per-property or per-address verdict. Verify a specific address and buy coverage at FloodSmart.gov; the underlying data is OpenFEMA NFIP Redacted Claims.

What these figures mean

  • RATING — the FEMA risk score, expected loss, social vulnerability, and resilience are FEMA/CDC models, not records of disasters that happened. The 0–100 scores are already national percentiles.
  • MEASURED — population is a recorded census figure.
  • COMPUTED — the county's rank within the dollar-loss distribution is our placement over the 3,232 counties.
  • CONTEXT — the note below is framing, not a measurement.

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What this is — and is not

This is FEMA/CDC modeled hazard exposure for Douglas, NE and where it ranks among U.S. counties. It is not a verdict on whether Douglas is a good or bad place to live — hazard exposure is not place quality, and a county can't opt out of its geography. It is not a per-property or per-address risk assessment, not a prediction of any specific disaster, and not insurance advice. For site-specific risk use a per-property assessment; for the underlying model see FEMA National Risk Index.