Property Atlas

County hazard profile

Park, MT

Montana · pop. 17,153 · FIPS 30067

Relatively Low
FEMA risk rating · RATING
Avalanche
dominant hazard
$28M
modeled expected annual loss/yr

Expected annual loss · all 3,232 U.S. counties

among the lowest nationally

national median $15M/yr Park $28M

A real dollar distribution: most counties sit far below a handful of high-exposure ones. A FEMA model of annual loss, not a record of disasters.

FEMA national percentile scores

FEMA/CDC score each county 0–100 against all others — the score is the national rank (RATING). Higher risk and vulnerability are worse; higher resilience is better.

FEMA risk indexRelatively Low 66.28/100
national median ~50 near the national middle (66th percentile)
Social vulnerabilityRelatively Low 29.07/100
national median ~50 lower than most counties (29th percentile)
Community resilienceVery High 82.06/100
national median ~50 higher than 82% of counties

Recorded · NFIP flood claims RECORDED

Realized flood losses in Park

The National Flood Insurance Program has paid 141 flood-insurance claims totaling $3.3M in Park since 1978. The costliest year was 2022 ($2.5M paid).

Flood-insurance dollars paid by year of loss

1978: $1,439 paid 1979: $272 paid 1981: $3,024 paid 1982: $0 paid 1991: $2,882 paid 1992: $10,665 paid 1995: $0 paid 1996: $76,010 paid 1997: $585,672 paid 2011: $69,564 paid 2015: $18,224 paid 2018: $15,969 paid 2020: $30,662 paid 2022: $2,471,156 paid 2022 · $2.5M 1978 2022
$3.3M
total paid
$23,302
average claim
$350K
largest single claim
85%
in high-risk flood zones (A/V)

RECORDED — these are actual paid NFIP claims (a redacted census from OpenFEMA), not a model. They are the realized counterpart to the FEMA risk score above: one is what happened and got paid, the other is what a model predicts.

Scope: these are flood-insurance claims, so they undercount flooding where owners were uninsured — read this as "what NFIP paid here," not "every flood." County-level totals, not a per-property or per-address verdict. Verify a specific address and buy coverage at FloodSmart.gov; the underlying data is OpenFEMA NFIP Redacted Claims.

What these figures mean

  • RATING — the FEMA risk score, expected loss, social vulnerability, and resilience are FEMA/CDC models, not records of disasters that happened. The 0–100 scores are already national percentiles.
  • MEASURED — population is a recorded census figure.
  • COMPUTED — the county's rank within the dollar-loss distribution is our placement over the 3,232 counties.
  • CONTEXT — the note below is framing, not a measurement.

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What this is — and is not

This is FEMA/CDC modeled hazard exposure for Park, MT and where it ranks among U.S. counties. It is not a verdict on whether Park is a good or bad place to live — hazard exposure is not place quality, and a county can't opt out of its geography. It is not a per-property or per-address risk assessment, not a prediction of any specific disaster, and not insurance advice. For site-specific risk use a per-property assessment; for the underlying model see FEMA National Risk Index.